Get 2026 fraud trends and statistics for financial institutions and fintechs, and benchmark your fraud strategy to elevate your defenses.
See how Alloy's identity and fraud prevention platform uses AI and 270+ data solutions to detect fraud and accelerate growth across the customer lifecycle.
Alloy CEO Tommy Nicholas breaks down the 3 trends keeping fraud and compliance teams up at night: AI-accelerated fraud, agentic users (KYA), and efficiency mandates.
7th largest credit union in the U.S. drives growth by keeping members safe
Watch a conversation and demo to see how banks and credit unions can use machine learning models to stay ahead of fraud risk and deliver friction-right experiences.
When authentication and fraud prevention operate in silos, account takeover attacks slip through. Here's what unified detection actually looks like.
Alloy Marketplace unites 270+ partner solutions and a new library of pre-built decisioning logic in one dashboard. Discover, test, and deploy from one place.
Why spend time on tedious manual reviews when AI can do it for you? Learn how agentic AI for KYC and compliance is helping financial orgs optimize efficiency.
7th largest credit union in the U.S. drives growth by keeping members safe
Alloy’s real-time risk assessments helps IncredibleBank create a holistic risk profile for each applicant.
Alloy helps Earnest optimize customer onboarding and underwriting to boost conversion rates
Know Your Agent (KYA) is how financial institutions verify AI agents acting for customers. Learn the core controls and how it differs from KYC.
Learn how actionable AI empowers financial institutions and fintechs to move from detecting fraud to agile prevention.
Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.
Gizelle Barany joins Alloy to lead our legal and compliance team. To get to know her a little better, we sat down with her to talk about her experience, why she joined Alloy and what regulatory trends she has her eyes on right now.
Crypto’s gender gap runs deep. We hosted a fireside chat with three of Alloy’s crypto experts and guest panelists from NFT Girl Gang to share their experiences being women in the male-dominated space and tips for newbies getting started. Here are some takeaways from the event.
For this month’s Employee Spotlight, we sat down with our VP of Business Development, Richard Scioli. Richard was the first member of Alloy’s sales team when he joined in 2019. Since then, he’s built the sales team out to 29 people with 7 direct reports — and the team is still growing!
We’re excited to announce an official partnership with Prove, a leader in phone-centric digital identity solutions, to enable financial institutions to verify and authenticate their customers.
NEW YORK, March 22, 2022 -- Alloy, the leading identity decisioning platform for banks and fintech companies, today announced its partnership with Prove, a leading phone-centric digital identity provider, to enable financial institutions to verify and authenticate their customers. Alloy's identity decisioning platform brings the many pieces of digital identity into a centralized platform, working across more than 120 data sources to enable banks and fintech companies to make better risk decisions by seeing beyond an address or social security number. Through Alloy's various partners and the data they provide, the company’s best-in-class KYC and fraud detection capabilities enable clients to verify identities, prevent fraud, monitor transactions and power credit underwriting. By integrating with Prove and adding its phone-centric identity solutions, Alloy’s clients will be able to enhance their new customer onboarding and existing client engagement in a frictionless, fast and secure way. With Prove's Pre-FillTM onboarding solution, clients can expedite customer account openings while also mitigating account opening fraud. The Pre-Fill solution auto-fills online applications with verified consumer information from authoritative sources, ultimately improving the customer experience by saving time while simultaneously reducing risk and fraud. The integration will also enable clients to verify individuals using Prove's IdentityTM solution (with optional KYC included) separately if needed. “Today’s financial services customers value security and customer experience equally, and they are rightfully unwilling to sacrifice one for the other,” said Tim Brown, Head of Product, Prove. “Prove is developing and innovating our solutions to accelerate onboarding and enhance security while delivering on compliance and ultimately, preventing fraud. We're thrilled to partner with Alloy to implement phone-centric identity tools because together we're providing our clients with easier onboarding solutions that will in turn create an overall better experience for their end customers.” Alloy clients or prospects that already depend on Prove for onboarding and identity needs can now incorporate the Prove solutions into their current Alloy environment, and will be able to leverage white-labeled UX for Prove’s Pre-FillTM Solution and Mobile AuthTM API in the near future. "We are excited about our new partnership with Prove," said Brian Bender, VP of Strategic Alliances at Alloy. "It is our goal to help our clients continuously improve and secure their customer's onboarding experience. We do this through integrating best-in-class data sources that improve those workflows. Prove's KYC and AML checks and Pre-Fill solutions exemplify that." As the command center for all-things identity, Alloy’s mission is to help financial companies deploy safe and seamless digital experiences. Alloy is committed to eliminating manual processes and making life easier for clients while providing a holistic picture of a person’s digital identity. The partnership with Prove is a natural extension of this mission, as both companies are equally as passionate about creating the best customer experience possible. To learn more about Alloy and Prove, visit www.alloy.com and www.prove.com. About Alloy Alloy is the command center for identity that covers your compliance and fraud-fighting needs. Our identity decisioning platform connects you to more than 120 data sources to help you verify identities, monitor transactions and make credit decisions - giving you a holistic view of each customer from the day they onboard and throughout their time with your organization. From automatic decisions and fewer manual reviews to smooth onboarding, Alloy is how smart banks and fintech companies like Ally Bank, Aspiration and Brex take a closer look at the whole picture. Learn more at Alloy.com and on Twitter @UseAlloy. About Prove Identity, Inc. (Prove) As the world moves to a mobile-first economy, businesses need to modernize how they acquire, engage with and enable consumers. Prove’s phone-centric identity tokenization and passive cryptographic authentication solutions reduce friction, enhance security and privacy across all digital channels, and accelerate revenues while reducing operating expenses and fraud losses. Over 1,000 enterprise customers use Prove’s platform to process 20 billion customer requests annually across industries including banking, lending, healthcare, gaming, crypto, e-commerce, marketplaces and payments. For the latest updates from Prove, follow us on LinkedIn. Media contact:N6A on behalf of [email protected]
In this eBook, we explore how using multiple data source providers in your identity verification process can not only help you mitigate fraud risks, but also bring on more good customers.
We're proud to launch a new partnership with nCino, a provider of cloud-based banking solutions, to provide a smooth onboarding experience for their clients.
Billie Simmons, Co-founder & COO of Daylight, Ryan Falvey, Founder & Managing Partner at Financial Venture Studio and Alloy’s GM of Fintech, Charley Ma weigh in on the "niche" banking trend.
There’s just one little problem with your “digital transformation” plans: you probably didn’t account for the metaverse. In this blog, we explore what the metaverse actually is and how banks and fintech companies can adapt to its new digital economy.
Not to toot our own horn, but we’re thrilled to announce that Alloy was just named one of America’s Best Startup Employers by Forbes (toot! toot!). At Alloy, company culture and employee satisfaction are wildly important to us, making awards like these even more meaningful. We landed at #76 on their third annual list, recognizing America's top 500 best startup employers.
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Alloy is working with our data partners to help our clients respond appropriately and quickly to the new sanctions against Russia. Here are our answers to two questions you may be asking yourself to make sure you're staying compliant.
Alloy helps Grasshopper drive down the cost of fraud and expand into new markets while retaining a lean operation.
In honor of Lunar New Year, we chatted with Melissa Lam, a senior implementations associate at Alloy, and Erica Ho, a product manager at Alloy, to learn how they celebrated.
We are pleased to share that Alloy has changed our fiscal year to foster a better work-life balance for our employees. Our new fiscal year will be from February 1 to January 31.
As recent Alloy alum Carmen Perez prepares for the next chapter of her career, which includes launching a fintech company of her own, we sat down with her to learn more about her new company and her experience working at Alloy.
In this new blog series, Framing Fintech, our GM of Fintech, Charley Ma, sits down with leaders in the industry to chat through lessons learned, fintech trends and hot takes. In our first installment of Framing Fintech, Charley Ma chats with Alex Song, Head of Finance at Ramp, to share his tips on how new lending companies can raise capital.
A day in the life of a Client Success Manager. For our first Employee Spotlight of 2022, we chat with Casey Hekker to discuss what it is like being a CSM at Alloy.
From Betty White, to NFTs and #freebritney, we outline the biggest moments from the past year. Still think that 2021 was just one long, twisted continuation of the year 2020? We created an infographic to highlight some of the positive things that happened at Alloy and fun stats from 2021.
In lieu of client gifts, we asked our clients to decide how Alloy should allocate funds split between three charities supporting our mission of enabling economic growth and a more equitable society. The $150,000 donation was dispersed among the three charities based on that feedback and support from our clients.
In a recent independent study conducted by Forrester, The Identity Decisioning Imperative, they surveyed 100 senior executives from large US banks to find out how they are approaching closing the gap between fraud prevention and a seamless customer experience. According to the report, just 9% of banks have found the sweet spot by adopting an Identity Decisioning Platform.
Alloy’s commitment to our team amid the growing number of anti-abortion laws in the US.
After an eventful 2021, we’re excited to celebrate our first milestone of the new year: being honored by Built In in its 2022 Best Places to Work Awards. Alloy was recognized in the 100 Best Places to Work, 50 Best Paying Companies, and 100 Best Midsize Companies to Work For in NYC categories.
See how Alloy, an identity decisioning platform, can help you mirror your in-person experience online by reducing friction in your digital onboarding, transaction monitoring, and credit underwriting processes.
