Content Library

Article 3 min read 

Nearly two-thirds of Americans report concerns about tax fraud

Tax season brings with it new potential for fraud against Americans, and the numbers reveal that they are both aware of this threat and concerned about it. In this blog, we dig into the data around consumer fraud fears and discuss the repercussions for financial institutions.

Read more

Article

• #Fraud

Article 4 min read 

The digital transformation of in-branch account opening

There’s been a lot of talk about how customers only want to operate online nowadays. In response, businesses are focused on building or improving their digital experience — and they should be. Gen Z and millennials tend to opt for online experiences before in-person ones, but that doesn’t mean you can forget about your in-person experience.

Read more

Article

• #Fraud
• #Banking
• #Compliance
• #Onboarding

Article 6 min read 

How to stop small business banking fraud

There's no way to sugarcoat it. Banks and fintech companies alike are getting crushed right now by small business account fraud. In this blog, we break down what types of small business banking fraud to look out for and how to prevent it.

Read more

Article

• #Fraud
• #Banking
• #Fintech

Article 3 min read 

When and how to file a Suspicious Activity Report (SAR)

What is a Suspicious Activity Report (SAR)? Who is required to file a SAR? When do you need to file one? How do you file one? — Alloy's Director of Compliance answers all these questions and more.

Read more

Article

• #Compliance
• #Fraud

Press Release

Alloy partners with Kyckr to streamline KYB checks for global companies

Mar 21, 2023

Read more

Press Release

• #Alloy News

Article 2 min read 

DEI @ Alloy: March 2023 roundup

Our employee resource groups (ERGs) hosted some amazing events over the past month, and our employees celebrated Black History Month and Women’s History Month.

Read more

Article

• #Alloy News

Article 5 min read 

Sole proprietorships vs. LLCs: how to verify small businesses

KYC, KYB, and AML laws require financial institutions to verify a company’s (and its beneficial owners’) identity before offering the business financial services or products. We break down the nuances of onboarding sole props vs. LLCs.

Read more

Article

• #Fraud
• #Compliance
• #Banking
• #Fintech
• #Onboarding
• #Credit Underwriting

Article 6 min read 

Why knowledge-based authentication (KBA) is not effective

Alloy CTO, Charles Hearn, uses his own knowledge-based authentication (KBA) questions to prove why they are an not effective approach to identity verification.

Read more

Article

• #Fraud
• #Onboarding
• #Ongoing Monitoring

Press Release

Baker Hill Partners with Alloy to Help Financial Institutions Verify More Loan Applicants & Mitigate Fraud Risks

Feb 28, 2023

Read more

Press Release

• #Alloy News

Article 4 min read 

What is ambient fraud?

The most common type of fraud is one you might not have heard of yet. Here’s how to identify and combat ambient fraud.

Read more

Article

• #Fraud

Article 3 min read 

Eight years of bringing Alloy’s vision, mission, and values to life

Alloy's co-founder and CEO, Tommy Nicholas, reflects on the foundations that help inform everything we do here at Alloy.

Read more

Article

• #Alloy News
• #Fraud
• #Compliance

Article 4 min read 

DEI @ Alloy: February 2023 roundup

Our DEI committee and employee resource groups (ERGs) are continuing to put together awesome events and volunteer opportunities for Alloy employees. Take a look at what went on over the past 30 days, including Black History Month and Lunar New Year celebrations.

Read more

Article

• #Alloy News

Article 7 min read 

Why collaboration is key to fighting fraud

Alloy CEO Tommy Nicholas reacts to new State of Fraud Benchmark Report.

Read more

Article

• #Fraud
• #Fintech
• #Banking

Press Release

Identity decisioning platform Alloy launches in the UK

Feb 09, 2023

Read more

Press Release

• #Alloy News

Press Release

Enigma Partners with Alloy to Diversify Access to Small Business Intelligence

Feb 07, 2023

Read more

Press Release

• #Alloy News

Article 3 min read 

DEI @ Alloy: January 2023 roundup

Alloy’s LGBTQ+ employee resource group (ERG), Out & About, kicked off the year with a bang 💥— hosting our first ERG event of the year and biggest ERG event to date, a drag competition for charity to benefit Lambda Legal.

Read more

Article

• #Alloy News

Article 3 min read 

How to stay compliant with sanctions screening obligations

Breaking down sanctions watchlists screening, know-your-counterparties, and more.

Read more

Article

• #Compliance
• #Onboarding
• #Ongoing Monitoring

Press Release

More than two-thirds of financial institutions lost over $500K to fraud in 2022, Alloy report finds

Jan 09, 2023

Read more

Press Release

• #Alloy News

Article 2 min read 

Alloy’s 2022 year in review

Looking back at the good (Alloy’s global expansion🌎), the bad (crypto crash📉), and the ugly (Taylor Swift ticket-gate🎟)

Read more

Article

• #Alloy News

Article 7 min read 

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 2

Framing Fintech is a blog series where our GM of Fintech, Charley Ma, interviews leaders in the industry. In part two of Charley Ma's conversation with Aaron Frank, Aaron unpacks the key customer lifecycle events for credit cards, areas where credit card companies get it wrong, and types of fraud that credit card companies should be looking out for.

Read more

Article

• #Fintech
• #Credit Underwriting
• #Fraud

Article 2 min read 

DEI @ Alloy: December 2022 roundup

As we wrapped up the 2022 calendar year, our Employee Resource Groups (ERGs) continued to put on some stellar events. Read on to catch up on how Trail Blazers, Black Alliance, AAPI @ Alloy, and HOLA closed out the year.

Read more

Article

• #Alloy News