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What CIOs in finance do to navigate AI agents

AI agents are moving from hype to real operational leverage in financial services, especially in the work that slows teams down but still impacts risk. The biggest wins are coming from using agents to connect the dots across messy data and workflows, so analysts can move faster with more confidence. Speaking with CIO Magazine, Alloy CTO Charles Hearn discussed how this approach helps strengthen fraud prevention while keeping the most sensitive transaction decisions tightly governed.

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Our agentic tools are better at understanding patterns of issues, which help prevent fraud, whereas our predictive AI is what we still use for our highest-value transactions. Reconciling, correlating, and augmenting those transactions is a central component of a money movement program, and that can all be done more efficiently with agents.

Charles Hearn, CTO and Co-founder at Alloy

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