Get a clear view of your customers’ activity with Alloy’s centralized identity risk solution. Alloy leverages the broadest network of fraud signals, enabling banks and fintechs to detect and action on fraud and compliance.
Gain unique insight across onboarding, transactions, and non-monetary events data to predict fraud in new accounts.
Determine the risk level of each customer at onboarding. Enable perpetual KYC and keep up with changes in your customer’s evolving risk profile by continuously monitoring their activities, getting alerted on risky behavior, and automatically taking action to mitigate it.
Operationalize with ease using pre-built integrations with the broadest network of data providers
Allows you to quickly adapt to new threats with visibility into fraud patterns across other FIs
Enable instant decisioning and actions off the back of high-risk activity
Build a dynamic identity profile of your customers’ needs and risks - not just a point-in-time snapshot. The information captured during onboarding, when viewed with ongoing transaction and account activity, creates an evolving customer profile.
Get visibility into customer transactions and activity with batch or real-time API monitoring. Flexible enough to accommodate different data processors and data models, Alloy can transform your most complex data into clean, automated processes.
Identify and act on customer activity right within Alloy’s simple user interface. Review flagged activity, collaborate with other team members, make approval or denial decisions, and file Suspicious Activity Reports (SARs) as needed.
Create rules to flag high-risk events and transactions. Rules can be as straightforward or as complex as needed depending on your goals and risk tolerance. Configure, test, and update rules without any coding.
Jason Gross, Co-Founder and CEO at Petal
Get set up quickly with off-the-shelf rules
Choose from tried-and-tested rules to detect fraud and financial crime or customize your own workflow from scratch.
Test and optimize rules
Understand the impact of your rules and simulate scenarios before pushing to production.
Perpetual KYC
Automate recurring KYC, KYB, and sanctions checks using customized rules based on customers' dynamic risk ratings and ongoing activity.
Investigate suspicious activity
Built-in case management allows you to quickly triage cases to the appropriate teams, freeze/unfreeze accounts in response to suspected fraud and complete regulatory filings — all from a single, intuitive interface.
Activity history for auditing and compliance
Alloy provides an audit history for all actions your customers take, allowing you to easily meet BSA and AML requirements.