360° identity management & insights

Ongoing fraud & AML monitoring

Get a clear view of your customers’ activity with Alloy’s centralized identity risk solution. Alloy leverages the broadest network of fraud signals, enabling banks and fintechs to detect and action on fraud and compliance.

Schedule a Demo

Transaction monitoring header

Combine onboarding data with ongoing fraud monitoring

Gain unique insight across onboarding, transactions, and non-monetary events data to predict fraud in new accounts.

Determine the risk level of each customer at onboarding. Enable perpetual KYC and keep up with changes in your customer’s evolving risk profile by continuously monitoring their activities, getting alerted on risky behavior, and automatically taking action to mitigate it.


Operationalize with ease using pre-built integrations with the broadest network of data providers

Test settings

Allows you to quickly adapt to new threats with visibility into fraud patterns across other FIs

Ui approve deny

Enable instant decisioning and actions off the back of high-risk activity

Better monitoring starts with a better understanding of identity

Transaction monitoring customer profile}}

A holistic view of customer risk

Build a dynamic identity profile of your customers’ needs and risks - not just a point-in-time snapshot. The information captured during onboarding, when viewed with ongoing transaction and account activity, creates an evolving customer profile.

Transaction monitoring api}}

Flexible monitoring to fit your needs

Get visibility into customer transactions and activity with batch or real-time API monitoring. Flexible enough to accommodate different data processors and data models, Alloy can transform your most complex data into clean, automated processes.

Transaction monitoring case management}}

Case management made easy

Identify and act on customer activity right within Alloy’s simple user interface. Review flagged activity, collaborate with other team members, make approval or denial decisions, and file Suspicious Activity Reports (SARs) as needed.

Transaction monitoring rules}}

Make your own rules

Create rules to flag high-risk events and transactions. Rules can be as straightforward or as complex as needed depending on your goals and risk tolerance. Configure, test, and update rules without any coding.

Transaction monitoring customer profile Transaction monitoring api Transaction monitoring case management Transaction monitoring rules
Transaction monitoring client quote petal
What our clients say about us

We've relied on Alloy to automate our onboarding workflow for years - and adding transaction monitoring was the obvious next step. Now, not only can we quickly verify our users' identities during account opening, but we also get a full picture of their ongoing risks and needs. Seeing that full customer profile gives us the insight we need to prevent fraud, meet compliance requirements, and most importantly support our customers.

Jason Gross, Co-Founder and CEO at Petal

See how it works


Get set up quickly with off-the-shelf rules

Choose from tried-and-tested rules to detect fraud and financial crime or customize your own workflow from scratch.

Test settings

Test and optimize rules

Understand the impact of your rules and simulate scenarios before pushing to production.

Ui approve deny

Perpetual KYC

Automate recurring KYC, KYB, and sanctions checks using customized rules based on customers' dynamic risk ratings and ongoing activity.


Investigate suspicious activity

Built-in case management allows you to quickly triage cases to the appropriate teams, freeze/unfreeze accounts in response to suspected fraud and complete regulatory filings — all from a single, intuitive interface.


Activity history for auditing and compliance

Alloy provides an audit history for all actions your customers take, allowing you to easily meet BSA and AML requirements.

See what you’re missing

First, we’ll learn about your needs, answer your questions, and then see how Alloy can help.