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Stop fraud, stay compliant, and solve your identity risk problem

Alloy is the global end-to-end identity risk solution that helps banks and fintechs automate and manage their decisions for onboarding, ongoing fraud & AML monitoring, and credit underwriting.

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Trusted by over 500 of the world’s top banks and fintechs

Building financial products has never been easier

Alloy solves the identity risk problem for the world’s leading banks, fintechs, and other companies offering financial products. With configurable solutions for understanding a customer’s identity, fraud, compliance, and credit risk throughout the entire customer lifecycle, Alloy helps companies deliver great financial products to more customers around the world.

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Homepage product overview

Identity is at the core of solving fraud and compliance risk

FRAUD

Move faster than the pace of fraud

Fraud attempts and attacks are inevitable. It’s not about if it will happen, it’s about whether or not you are prepared. Alloy allows you to respond to any situation instantly and without engineering resources, future-proofing your risk tech stack.

Learn more about fraud solutions

COMPLIANCE

Get compliant, stay compliant

The global regulatory environment is becoming increasingly complex. A set-it-and-forget-it approach to compliance no longer works. Alloy arms you with the expertise and tools to understand your regulatory requirements and stay compliant.

Learn more about compliance solutions

ONBOARDING

Step up your onboarding

Give your customers the fast and simple online account opening experience they deserve, while increasing conversions, reducing manual reviews, and preventing fraud. Alloy enables instant digital identity verification and document verification, all while meeting cross-border KYC, KYB, and AML requirements.

Learn more about onboarding

ONGOING MONITORING

Monitor ongoing risks

Combine information captured during onboarding with ongoing transaction and account activity to create an evolving customer risk profile enabling you to prevent fraud and remain compliant throughout the customer lifecycle.

Learn more about ongoing monitoring

CREDIT UNDERWRITING

Make smarter credit decisions

Transform your credit policies into easy-to-use workflows that integrate with credit bureau and alternative underwriting data for a clearer picture of your customers.

Learn more about credit underwriting

See how it works

Logo brex

Automating 80% of account openings for Brex

Brex offers business credit cards and cash management accounts to technology companies. Using Alloy, Brex automated over 80% of new account openings, growing from a private beta of 100 startups to serving thousands of customers in less than 6 months.

Read more about how Alloy helps Brex

"Alloy has helped Brex scale and automate processes for a more compliant and efficient onboarding flow."

Michael Tannenbaum, Chief Financial Officer at Brex

Results with Alloy

50%

reduction in manual reviews

How Novo reduced manual reviews and doubled their customer conversion.

Read the full case study

80%

of account openings are automated

Brex automated over 80% of new account openings, growing from a private beta of 100 startups to serving thousands of customers in less than 6 months.

Read the full case study

80%

automated customer approval rate

HMBradley is able to automate more than 80% of their customer approvals while minimizing risks and providing a seamless experience for customers.

Read the full case study

Access the broadest network of data partners

Alloy offers the largest network of third-party data in the industry with over 180 data partners (and counting) covering 195 markets around the world.

And hundreds more! Check out our Partner Center to see our complete list of data partners.

Additional resources

Blog
5 min read
Why your fraud model is broken

Most fraud prevention models no longer keep up with current threats because they focus on transactions instead of identity.

Read the full blog

Guide
10 min read
How to build your digital banking strategy

Your guide to building a digital strategy you can bank on.

Check out the guide

Guide
10 min read
How to scale your fraud prevention

Learn how to build a fraud prevention strategy that grows with you.

Read the guide

See what you’re missing

First, we’ll learn about your needs, answer your questions, and then see how Alloy can help.
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