Content Library

2025 State of Scams Report

Get insights on how scams are impacting consumers and reshaping trust in financial organizations.

What is data orchestration, and why is it important for financial organizations?

Data orchestration platforms like Alloy deliver real-time, coordinated data access to support fraud prevention, compliance, and onboarding decisions.

Infographic: 2025 fraud prevention stats and facts

Fraud is growing, deepfakes are spreading, and most of it is caught post-onboarding. Learn more with Alloy’s 2025 snapshot for financial orgs.

Mastercard and Alloy Launch Enhanced Identity and Fraud Prevention Solution to Streamline Onboarding

How has GenAI actually impacted fraud attacks?

For fraudsters, GenAI’s effectiveness lies in its ability to generate convincing phishing emails, social engineering scripts, and fake identities faster than ever before. Meanwhile, 93% of financial institutions and fintechs believe that AI will revolutionize fraud detection, and 99% of financial organizations say they are already using AI in their fraud controls. In this accelerating game of cat and mouse, financial organizations need an agile, layered defense system to counter the systemic fraud efficiencies brought on by GenAI.

Banks have a friction challenge

How banks and fintechs can strike the right balance between a great customer experience and fraud risk prevention.

Fighting friendly fraud and chargeback fraud in financial services

Chargeback fraud is on the rise, costing financial institutions and fintechs millions of dollars. Alloy's identity and fraud prevention platform can help.

What is an identity and fraud prevention platform?

An identity and fraud prevention platform is an end-to-end platform for managing fraud, credit, and compliance risk, providing the clearest picture of customers throughout the entire customer lifecycle.

Infographic: 2024 Financial Fraud Statistics for Banks, Fintechs, and Credit Unions

Learn how fraud impacted banks, fintechs, and credit unions in 2024 — and how financial institutions responded — with our infographic.

4 takeaways from Alloy’s 2024 ‘State of Embedded Finance’ Report

Alloy’s Principal Advisor of Fraud & Identity Risk, Sara Seguin, weighs in on what today’s sponsor banks are saying about risk and compliance.

Identity theft: What is it and how do we solve it?

Identity theft is on the rise. Safeguard your financial organization with Alloy’s identity theft mitigation strategies.

Alloy provides new tool to improve the audit process for sponsor banks

Alloy for Embedded Finance launches complimentary audit-only features for sponsor banks to view their fintech partners’ risk controls.

5 must-know AI concepts for fighting fraud

AI-driven fraud is rising, but banks, credit unions, and fintechs are fighting back with machine learning.

Adapting your tech stack for embedded finance

A guide for banks, credit unions, and electronic money institutions. By Alloy and Treasury Prime.

How to stop a fraud attack

Learn how triage, discovery, and remediation comprise an effective fraud response strategy

Looking back at the SVB shutdown over one year later, what have we learned?

Whenever a bank collapses, fraudsters emerge from the woodwork, eager to take advantage of the chaos. We give you advice on how to handle it.

The evolution of banking

From banking branches housed in ancient temples to cryptocurrency’s blockchain, the history of banking has been long, winding, and fraud-littered.

What fraud risks do sponsor banks face in the embedded finance ecosystem?

If sponsor banks focus solely on compliance, they ignore the fraud risks lurking in the embedded finance ecosystem. But Alloy has a new solution that tackles both fraud and compliance.

Why is there such a big difference between check fraud in the US and the UK?

Examples of check fraud in the US do not apply to the UK. Learn more about how the UK managed to control check fraud and whether that’s led to a decrease in its overall fraud rate.

Passkeys vs. passwords: which one better prevents fraud?

Passkeys are becoming more popular, but it is important to understand both the benefits and risks of passkey-supported websites and applications.

Why is it so easy to misidentify fraud?

Prioritizing identity is the foundation of a strong fraud prevention strategy. But so many financial institutions still struggle to classify fraud. Alloy knows how they can improve, quickly.

Despite the uptick in consent orders, most sponsor banks aren’t worried

Alloy's Chief Product Officer reflects on the recent uptick in consent orders and shares how sponsor banks can respond.

KYC, KYB, KYT: Know your K-Y terminology

Fintechs: What's the difference between KYC and KYB verification? How do KYC checks work? Alloy clarifies 11 essential identity verification definitions.

How to build your digital banking strategy

This guide will take you through the things you should consider to create a digital strategy you can bank on.

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