Content Library

In the age of AI, banks and fintechs must do more to protect their customers from social engineering fraud

AI is driving a rise in social engineering scams. Understand how banks and fintechs can respond and what challenges they face along the way.

How to simplify business onboarding

Business onboarding is complex, but also a great opportunity to increase deposits. Alloy helps banks and fintechs streamline their workflows to better accommodate this customer segment.

How banks and fintechs can better identify and prevent friendly fraud

Friendly fraud is on the rise, costing banks, fintechs, and businesses millions of dollars. But Alloy's end-to-end Identity Risk Solution can help identify and prevent friendly fraud.

Risky Business: Navan’s Rajat Bhatia on managing risk at a fast-growing organization

We interview Navan's Head of Risk Management, Rajat Bhatia about the biggest misconceptions about what it means to manage risk at a fast-growing organization.

Remarket personalized credit offerings to strengthen customer retention

Take a dynamic approach to customer retention. With Alloy Ongoing Monitoring, you can remarket to your existing customers and extend highly personalized credit offerings.

Alloy's credit risk management best practices to navigate financial volatility

Explore Alloy's best practices for credit risk management to adeptly navigate through economic uncertainties, mitigate risks, and ensure financial resilience.

How to address the challenges of consumer and commercial credit underwriting

Banks and fintechs must move faster and meet diverse borrowers' needs, but complex credit underwriting workflows present significant challenges. An Identity Risk Solution can help.

What are the different types of credit risk?

Banks and fintechs need faster loan origination processes, but different types of credit risk complicate underwriting workflows and create more complexity. An Identity Risk Solution can help.

Risky Business: Carta’s Rachel Sapers on balancing risk and growth

We chat with Rachel Sapers, Carta's Vice President and Chief Compliance Officer for AML, on how they came to work in risk management, their role at Carta, and their views on the role of risk management in driving business growth.

Women in fintech: What fintech leaders are looking forward to at Money20/20 2023

As we get ready for this year's Women in Fintech Money20/20 event, we caught up with some prominent women in fintech who will be attending the event to learn about their experiences and ask them what they are excited about this year at the event.

Banks have a friction challenge

How banks and fintechs can strike the right balance between a great customer experience and fraud risk prevention.

Business onboarding: KYB and fraud prevention

How to tap into the growing SMB customer segment without sacrificing compliance or becoming vulnerable to fraud

Why data orchestration is critical to banks and fintechs

Data orchestration helps banks and fintechs gain real-time access to multiple data sources and assists with regulatory compliance, fraud prevention, and growth expansion.

Exploring Fintech Compliance Trends in 2023: Insights from Industry Leaders

Unlock the future of fintech compliance with industry experts from Alloy, Cable, Stash, and Treasury Prime

Mid-year checkpoint: 6 compliance trends

Learn how recent CFPB rules and EU crypto legislation could impact your compliance programs in the short- and long-term future. Read Alloy’s mid-year check in on compliance trends.

The State of Compliance Benchmark Report

Looking at compliance trends in 2023 and making predictions for 2024

Read the report

How AI is transforming fraud prevention

Many banks and fintechs are turning to AI as their choice tool to combat the widespread rise in fraud. Meanwhile, fraudsters are leveraging AI to outsmart banks and fintechs. We take a look at the new double-edged sword in fraud-fighting.

What is an Identity Risk Solution?

An Identity Risk Solution is an end-to-end platform to manage identity, fraud, credit, and compliance risks throughout the customer lifecycle.

Top fraud trends in 2023

Learn more about recent fraud trends and how these predictions can help you make a better business case for proactive fraud prevention and the anti-fraud tools you need.

KYC, KYB, KYT: Know your K-Y terminology

K…Y…What?! Learn the acronyms that will help you safeguard your fintech business

Framing Fintech: Navigating the fintech and sponsor bank partnership

Paintbrush founder & CEO Stephen Walter talks about founding a fintech, finding a sponsor bank, and staying compliant as regulatory attention on bank/fintech partnerships intensifies.

Perpetual KYC: automated risk-based compliance

Many banks and fintechs are opting for perpetual KYC instead of periodic reviews. We break down what perpetual KYC is, how to implement it, and how to balance cost with risk.

How leading banks and fintechs are verifying thin-file applicants

Many members of the underbanked population have no or thin credit files — which, in a classic case of what comes first, the chicken or the egg — makes it even harder for them to acquire a credit card. But how can organizations safely verify and underwrite these populations? I asked experts from Alloy, Equifax, Nova Credit, Zest AI, and Ocrolus to find out.

A brief history of the evolution of fraud technology

We take a look at the evolution of fraud technology over the past two decades to help gain a better understanding of how banks and fintechs can fight fraud, maintain their customers’ trust, and continue to keep up with customer expectations for the onboarding experience—even as new threats emerge.

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