Content Library

Banks have a friction challenge

How banks and fintechs can strike the right balance between a great customer experience and fraud risk prevention.

Fighting friendly fraud and chargeback fraud in financial services

Chargeback fraud is on the rise, costing financial institutions and fintechs millions of dollars. Alloy's identity and fraud prevention platform can help.

What is an identity and fraud prevention platform?

An identity and fraud prevention platform is an end-to-end platform for managing fraud, credit, and compliance risk, providing the clearest picture of customers throughout the entire customer lifecycle.

The 2025 State of UK Fraud Report

Financial crime trends and predictions, according to UK fintechs

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Fraud in Focus: Predictions and Trends for 2025

Industry experts Sara Seguin, Kristen O'Neill, and Mike Perkowski discuss the latest fraud landscape and strategies on preparing for the year ahead.

The 2025 State of Fraud Report

Review the year’s top fraud trends across the US and benchmark your fraud strategies against your peers

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Infographic: 2024 Financial Fraud Statistics for Banks, Fintechs, and Credit Unions

Learn how fraud is impacting banks, fintechs, and credit unions in 2024 — and how financial institutions are responding — with our infographic.

Earnest increases automated approval rate by 56% with Alloy

Alloy helps Earnest optimize customer onboarding and underwriting to boost conversion rates

4 takeaways from Alloy’s 2024 ‘State of Embedded Finance’ Report

Alloy’s Principal Advisor of Fraud & Identity Risk, Sara Seguin, weighs in on what today’s sponsor banks are saying about risk and compliance.

Identity theft: What is it and how do we solve it?

Identity theft is on the rise. Safeguard your financial organization with Alloy’s identity theft mitigation strategies.

The 2024 State of Embedded Finance Report

Looking at the year’s top trends in embedded finance risk management and compliance

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Alloy provides new tool to improve the audit process for sponsor banks

Alloy for Embedded Finance launches complimentary audit-only features for sponsor banks to view their fintech partners’ risk controls.

Adapting your tech stack for embedded finance

A guide for banks, credit unions, and electronic money institutions. By Alloy and Treasury Prime.

5 must-know AI concepts for fighting fraud

AI-driven fraud is rising, but banks, credit unions, and fintechs are fighting back with machine learning.

Looking back at the SVB shutdown over one year later, what have we learned?

Whenever a bank collapses, fraudsters emerge from the woodwork, eager to take advantage of the chaos. We give you advice on how to handle it.

The evolution of banking

From banking branches housed in ancient temples to cryptocurrency’s blockchain, the history of banking has been long, winding, and fraud-littered.

What fraud risks do sponsor banks face in the embedded finance ecosystem?

If sponsor banks focus solely on compliance, they ignore the fraud risks lurking in the embedded finance ecosystem. But Alloy has a new solution that tackles both fraud and compliance.

Why is there such a big difference between check fraud in the US and the UK?

Examples of check fraud in the US do not apply to the UK. Learn more about how the UK managed to control check fraud and whether that’s led to a decrease in its overall fraud rate.

Passkeys vs. passwords: which one better prevents fraud?

Passkeys are becoming more popular, but it is important to understand both the benefits and risks of passkey-supported websites and applications.

Why is it so easy to misidentify fraud?

Prioritizing identity is the foundation of a strong fraud prevention strategy. But so many financial institutions still struggle to classify fraud. Alloy knows how they can improve, quickly.

Despite the uptick in consent orders, most sponsor banks aren’t worried

Alloy's Chief Product Officer reflects on the recent uptick in consent orders and shares how sponsor banks can respond.

KYC, KYB, KYT: Know your K-Y terminology

Fintechs: What's the difference between KYC and KYB verification? How do KYC checks work? Alloy clarifies 11 essential identity verification definitions.

Embedded finance: Navigating risks and seizing opportunities

FINTRAIL and Alloy outline the global embedded finance landscape and share tips for mitigating risk and overcoming common challenges that come along with offering embedded finance products.

Why data orchestration is critical to banks and fintechs

Data orchestration helps banks and fintechs gain real-time access to multiple data sources and assists with regulatory compliance, fraud prevention, and growth expansion.

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