Infographic: 2025 fraud prevention stats and facts
Get to know the data that is influencing fraud prevention for financial institutions and fintechs in 2025
Tracking fraud trends allows financial institutions and fintechs to anticipate operational risks, align internal teams, and make more informed decisions about fraud prevention.
This infographic highlights key fraud statistics shaping the financial services landscape in 2025, with insights drawn from the Federal Trade Commission (FTC), TransUnion, Veriff, and Alloy’s 2025 State of Fraud Benchmark Report.
The data offers a snapshot of today’s most pressing fraud risks. It covers everything from consumer losses and fraud attack volumes to the growing impact of deepfakes and real-time detection challenges — and shows how the industry is responding.
Key Takeaways:
- Consumer fraud losses increased by 25% year over year, totaling more than $12.5 billion in 2024. (Source: Federal Trade Commission (FTC), New FTC Data Show a Big Jump in Reported Losses to Fraud to $12.5 Billion in 2024)
- Financial organizations report an increase in fraudulent activity over the last 12 months, with 60% noting an increase in attempts affecting consumer and business accounts. (Source: Alloy, 2025 State of Fraud Report)
- Credit card fraud, account takeover (ATO), identity theft, and check fraud were the top fraud types reported by financial institutions in 2025. (Source: Alloy, 2025 State of Fraud Report)
- Deepfake technology is now responsible for 1 in 20 identity verification failures, reflecting its growing role in fraud schemes. (Source: Veriff, 2025 Identity Fraud Report)
- Only one-third of financial organizations detect most fraud at onboarding; the majority identify it later in the transaction flow. (Source: Alloy, 2025 State of Fraud Report)
- 87% of financial institutions and fintechs say that fraud prevention efforts save more money than they cost. (Source: Alloy, 2025 State of Fraud Report)
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Want to learn more about the state of fraud?
Select findings were sourced from Alloy’s 2025 State of Fraud Benchmark Report, a collaborative effort with research firm The Harris Poll. This report analyzes the experiences of financial decision-makers in the U.S. over a 12-month period, offering insights to help financial institutions and fintechs evaluate shifts in the fraud risk landscape.
Alloy is the leading identity and fraud prevention solution for financial organizations
Alloy helps financial organizations, including banks, fintechs, and credit unions, detect and prevent fraud throughout the customer lifecycle. With access to more than 250 data sources and real-time monitoring, our platform gives teams the tools to stay ahead of evolving fraud risks.
KJ McAlpin is a Senior Content Marketing Manager, Fraud Strategy at Alloy, where they specialize in writing about fraud prevention, regulatory compliance, and innovation in financial services. With a focus on helping financial institutions and fintechs navigate an evolving risk landscape, KJ highlights trends shaping the future of identity, fraud, and regulation. Outside of work, they enjoy traveling, journaling, and spending time with their two black cats.
