Content Library

2022 Fintech trends and predictions

We brought together a panel of fintech experts to share their views on emerging trends and technologies

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How to build your bank's fintech stack

Discover why your bank should be leveraging fintech solutions to grow your business and speed up your digital transformation.

Fintech's guide to build vs. buy: an Identity Risk Solution

Discover which path forward is right for your organization's identity decisioning process.

When is a bank account not a bank account?

Alloy CEO Tommy Nicholas reflects on the recent trend of merchants and fintech companies blocking consumers from using money coming from neobank accounts. In his blog, he explains why he's worried about what this trend could mean for the fintech industry and the underbanked.

Alloy takes center stage at Money 20/20

The biggest event in fintech returned to Las Vegas last week. The event was filled with thought-provoking sessions, networking events and parties, and lots of opportunities to meet with prospects, clients, and partners. Let’s unpack some of the top industry trends and recap Alloy’s participation at the event.

Fintech in the age of the influencer

Alloy's GM of Fintech, Charley Ma, takes a deep dive into one of the newest (and fastest-growing) categories of small businesses - influencers and creators. Charley outlines business pain points creators face and how innovative fintech companies are addressing those pain points.

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3 reasons why you need a fraud & risk management solution built specifically for the financial services industry

It might seem as if the challenges in mitigating fraud are similar across industries and that any fraud and risk management solution could be adapted to whichever type of fraud is relevant to your business, but the truth is it’s not that simple.

How much is your palm print worth?

Our take on Amazon’s $10 promotion to capture customers’ biometric data.

What level of transparency should you have with rejected applicants?

When an applicant is opening a bank account or applying for a credit card online - the best-case scenario is their application is approved without any hiccups. But what happens when they are denied?

Alloy Onboarding has helped Ramp with KYB and KYC checks since their launch in 2019

Ramp improves fraud detection efficiency by 75% Alloy Onboarding has helped Ramp with KYB and KYC checks since their launch in 2019

Using omnichannel banking to better serve customers

How Berkshire Bank employs omnichannel banking to create a system that provides the services customers need when and where they need them.

Leveraging surges in digital banking while mitigating risk

How surges in digital banking have accelerated the need for banks to simultaneously serve customers and fight fraud across digital channels.

Community banks & fintechs: lessons from the past decade

Strengthening the infrastructure of America’s community banks, who represent 97% of US banks.

Comparing the fintech landscapes of Singapore and N.Y.C

In a press release, Money 20/20 Asia explained the choice of Singapore as their chosen host city, calling it the “gateway to Asia.

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5 reasons to do your SOC 2 early as a fintech startup

At Alloy, we had a decision to make relatively early on, when we were just 5 people on a very tight budget: whether or not to invest in a SOC2 process.

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Playing the fintech game

As a FinTech startup you know you have an awesome solution for that problem that exists. You spent months getting feedback, building the product, maybe...

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FinovateFall 2018: a look back

Finovate, also known as “the Disneyland of fintech”, is consistently among the most important conferences in the industry.

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Fintech innovation lab (PFNYC)

A select group of some of the finest movers and shakers in the financial innovation space gathered together for Alloy’s inaugural API summit.

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Fintech needs business model innovation

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Fintech infrastructure doesn’t have to be terrible

"Fintech” and “regtech” are currently such popular buzzwords that one might assume every bank is implementing modern cloud-hosted systems for every business function at a breakneck pace.

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What a Bitcoin company can learn from the strange history of VISA

When the founder of VISA Dee Hock joined the advisory board of Bitcoin startup Xapo, it seemed pretty strange to me.

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See what you’re missing

First, we’ll learn about your needs, answer your questions, and then see how Alloy can help.

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