Content Library

Data Orchestration for Identity Risk Management

Datos Insights and Alloy outline the benefits of data orchestration for identity risk management in financial services

How banks and fintechs can turn the tide on the rise of banking scams

As banking scams hit the mainstream, we’re taking a closer look at how to identify and stop ATO and APP fraud.

Understanding embedded finance: A deep-dive

Embedded finance shook up everyone, from banks to BaaS providers and end-brands. Learn how to leverage embedded finance for sustainable growth using our guide.

It’s time to bring identity verification and fraud prevention back together

Fintech Takes' Alex Johnson shares why he thinks identity verification needs to be at the forefront of your fraud prevention strategy.

How to tackle the challenges of AML monitoring

Banks and fintechs run into challenges that cause customer friction when it comes to AML, KYB, and KYC regulations.

How to automate your digital identity verification

Digital ID verification is central to seamless onboarding processes and fraud prevention. Learn how Alloy can improve the identity verification process.

M&T Bank’s Kyle Caldwell on stopping fraud and the biggest risk he’s ever taken

Kyle Caldwell, Senior Vice President of Fraud Product Development at M&T Bank, discusses exploring Identity Verification vendors, striking the tricky balance of risk management alongside positive customer experiences, and how taking big risks in his personal life has paid off.

What Is credit underwriting?

In the midst of changing market demands and increasing customer expectations, Alloy helps you reimagine the potential of your credit decisioning.

Ditch fraud at the doorstep: 3 tips for safer in-branch banking

Digital security is tightening up, but in-branch banking has become increasingly vulnerable. Join the hundreds of teams powering in-branch and digital onboarding experiences with Alloy’s Identity Risk Solution.

How to simplify business onboarding

Business onboarding is complex, but also a great opportunity to increase deposits. Alloy helps banks and fintechs streamline their workflows to better accommodate this customer segment.

Jovia Financial decreases daily fraud volume by 35% with Alloy

Alloy Onboarding and NeuroID help Jovia refine their strategic approach to stopping fraud surges

Business onboarding: KYB and fraud prevention

How to tap into the growing SMB customer segment without sacrificing compliance or becoming vulnerable to fraud

How an SDK can help companies catch more fraud

What started as a simple piece of technology has evolved to help banks and fintechs stay ahead of ever-changing fraud risks.

How you can stop fraud at the flip of a switch

You don’t want to get caught in a fraud attack and then have to scramble to figure out how to respond, build new workflows and integrate with new data providers. We share some tips on how you can stay one step ahead of fraudsters.

The ABC’s of AML: Glossary of compliance terms

You may not know your KYB from your KBA just yet, but don’t worry; we have your back. Here’s Alloy’s cheat sheet to common terms you’ll hear when focusing on AML compliance.

How valuable is a credit score?

Lending decisions have relied heavily on credit scores since they were first introduced in the late-1950s. However, some FIs have recently started incorporating alternative sources of data into their lending decisions. After more than 60 years of trusting credit scores, what is prompting our industry to rethink them?

Bank's guide to build vs. buy: an Identity Risk Solution

Understanding the pros and cons of both in-house and outsourced Identity Risk Solutions for banks

Fraudsters work in real-time. Fraud prevention tools should too.

Many financial institutions are still using a “Day-2” fraud review process. We explain why Day-2 reviews should be a last resort and how FIs can catch fraud in real-time instead.

How AI is transforming fraud prevention

Many banks and fintechs are turning to AI as their choice tool to combat the widespread rise in fraud. Meanwhile, fraudsters are leveraging AI to outsmart banks and fintechs. We take a look at the new double-edged sword in fraud-fighting.

How to stay ahead of first-party fraud

What is first-party fraud? Let’s look at some examples, identify key challenges, and find out how to fight back with automated fraud processes, KYC, and ongoing monitoring.

How leading banks and fintechs are verifying thin-file applicants

Many members of the underbanked population have no or thin credit files — which, in a classic case of what comes first, the chicken or the egg — makes it even harder for them to acquire a credit card. But how can organizations safely verify and underwrite these populations? I asked experts from Alloy, Equifax, Nova Credit, Zest AI, and Ocrolus to find out.

A brief history of the evolution of fraud technology

We take a look at the evolution of fraud technology over the past two decades to help gain a better understanding of how banks and fintechs can fight fraud, maintain their customers’ trust, and continue to keep up with customer expectations for the onboarding experience—even as new threats emerge.

The digital transformation of in-branch account opening

There’s been a lot of talk about how customers only want to operate online nowadays. In response, businesses are focused on building or improving their digital experience — and they should be. Gen Z and millennials tend to opt for online experiences before in-person ones, but that doesn’t mean you can forget about your in-person experience.

Sole proprietorships vs. LLCs: how to verify small businesses

KYC, KYB, and AML laws require financial institutions to verify a company’s (and its beneficial owners’) identity before offering the business financial services or products. We break down the nuances of onboarding sole props vs. LLCs.

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