Product Updates

Calculate APR and credit line assignment values with a decision matrix

Credit Underwriting clients can now use a decision matrix to calculate values.

Clients were previously required to use tags, output attributes and custom models to calculate values such as APR and credit line assignments. To reduce complexity and implementation time, we are introducing the first iteration of matrix models which allow clients to use a 2-dimensional grid or matrix to calculate values such as APR or credit line assignments.

A decision matrix or grid is a list of values in rows and columns that allows our clients to systematically identify, analyze and rate the performance of relationships between sets of values and information.

Matrix models example


Sandbox personas no longer case sensitive

The last name identifier field for sandbox personas is no longer case sensitive. This will make it easier to run sandbox personas whether or not the last name is capitalized.

Search workflow list by workflow name

You can now search for a workflow by name from your workflow list. Simply type the name of the workflow you are looking for in the search bar.

What-If Analysis lets you measure the impact of workflow changes before they are live

New What-If Analysis feature is now available for all Alloy Onboarding clients. This allows you to see the impact of workflow changes before setting them live. Using historical data, you can now visualize how workflow changes would have impacted outcomes.

Please review this documentation to learn how to use What-If Analysis.

Additional representatives allowed for business onboarding

You can now add more than one representative (business owners/ individuals associated with the business) when using "run evaluation" and "rerun evaluation" for a business evaluation.

PII management feature makes it easier to view all relevant PII and see alerts when multiple PII entries exist

Previous to this update, only the most recent PII entry was being shown in the header section of the Entity page. PII management improved so you can see all PII entries clearly.

Entity page with example PII

In some cases an Entity should only have one PII entry (e.g., social security number, date of birth). In these cases the most recent PII entry is displayed but it is shown with an "!" icon to indicate there are additional entries. You can click the "!" icon and a window will appear showing all the entries for you to review.

Date of birth show all

In cases where multiple PII entries is logical (e.g., addresses, phone numbers), you will see the most recent entry displayed in the header. You can click "View All Addresses" or "View All Phones" to see a list of all previous entries.

All adresses view

Filter by last reviewer in the review queue

View review queue evaluations based on who it was last reviewed by.

First, navigate to your review queue and click on the + icon in the Filter by section.

Filter 1
Filter 2

Select Last reviewed by the menu and select the reviewer to filter on.

Filter 3
Filter 4

Another way to do this is by using the search bar, in the dropdown menu or through a search term.

Filter 6

Entities can now be viewed with external entity ID

Prior this this update, Entities could be accessed with the Alloy Entity Token via /entities/< Alloy-Entity-Token >. Now entities can also be accessed with an organization's own entity ID via /entities/<

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