Credit Underwriting clients can now use JQ expressions with output attributes. This is similar to the existing functionality currently available for input attributes.

An example of using JQ expressions with output attributes is enabling rounding capabilities with credit policies, such as rounding a credit line assignment to the nearest $100 or rounding a number to the nearest hundredth decimal point.

If you’d like to incorporate JQ into your output attributes, reach out to your CSM or [email protected] to learn more.

Business attributes are now available for Allow/Deny Lists to be imported and decisioned on. This allows Alloy users to apply decisions based on business data received and reviewed. For more information, please see our documentation.

Alloy now provides a better CSV import experience for all users. This update makes it easier to validate the quality and format of the data being imported. Read our full documentation for how to use this new CSV import functionality.

Alloy has introduced the ability to use text strings as the Axis Headers within Matrix Models for Credit Underwriting.

If your credit policy includes calculating a credit line assignment or APR using a two dimensional grid or matrix, Alloy’s Matrix Model feature is a great way to easily handle this logic.

We have expanded our existing Axis Header configurability options to now support the following:

Ranges (FICO Score): 300-500, 500-700, 700-850

Strings (Tier): Low, Medium, High

Alloy added a designated “Authentication” section to the webhooks modal and added support for a new authentication type - OAuth 2.0 client credential flow. With this addition, we now support No Auth, Basic Auth, and OAuth 2.0.

When you create a webhook (or edit an existing webhook), there is now a section to select “authentication type”. You can select None, Basic or OAuth 2.0.

For clients using Journeys, Alloy will now handle the transition and state management of an Entity between workflows and document verification step ups for you.

Read more about Journeys on our blog. If you’d like to try Journeys, reach out to your CSM or [email protected] to learn more.

Dashboard webhooks now all do exponential backoff retries. Prior to this, some webhooks did not do this. The following webhooks now also allow for retry:

• Manually Review an Entity
• Manually Review an Group
• Create new notes for Entities, Evaluations, Reviews, and Documents

Alloy now has consistency across all our webhooks.

Previously Outcomes (e.g., Approved, Denied, Manual Review) could not be deleted once they were created. Once an Outcome is deleted, it will be removed from the outcomes dropdown on the following pages:

• Evaluations
• Entity
• Workflow Editor
• Review Queue
• Review Reason when manually reviewing an entity

To delete an Outcome, go to Settings > Outcomes and click the trash can symbol next to the Outcome you would like to delete.

If an Entity had previously been assigned a deleted Outcome, nothing will change for that Entity. The deleted Outcome will still be reflected for that Entity.

Permissions will be set so that any agent that can create Outcomes can also delete them.