Content Library

When and how to file a Suspicious Activity Report (SAR)

What is a Suspicious Activity Report (SAR)? Who is required to file a SAR? When do you need to file one? How do you file one? — Alloy's Director of Compliance answers all these questions and more.

Sole proprietorships vs. LLCs: how to verify small businesses

KYC, KYB, and AML laws require financial institutions to verify a company’s (and its beneficial owners’) identity before offering the business financial services or products. We break down the nuances of onboarding sole props vs. LLCs.

Why knowledge-based authentication (KBA) is not effective

Alloy CTO, Charles Hearn, uses his own knowledge-based authentication (KBA) questions to prove why they are an not effective approach to identity verification.

What is ambient fraud?

The most common type of fraud is one you might not have heard of yet. Here’s how to identify and combat ambient fraud.

#Fraud

Eight years of bringing Alloy’s vision, mission, and values to life

Alloy's co-founder and CEO, Tommy Nicholas, reflects on the foundations that help inform everything we do here at Alloy.

Why collaboration is key to fighting fraud

Alloy CEO Tommy Nicholas reacts to new State of Fraud Benchmark Report.

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 2

Framing Fintech is a blog series where our GM of Fintech, Charley Ma, interviews leaders in the industry. In part two of Charley Ma's conversation with Aaron Frank, Aaron unpacks the key customer lifecycle events for credit cards, areas where credit card companies get it wrong, and types of fraud that credit card companies should be looking out for.

Alloy launches new capabilities to enable clients to accelerate growth

Alloy streamlines global identity management with new features that help clients operating across markets stay compliant with local KYC and AML regulations while preventing fraud.

Alloy expands crypto capabilities

We’re excited to announce Alloy’s identity and risk offering for crypto companies. We’ve been working with our existing crypto customers to build out a robust package of best practices and features. We’ve also deepened our coverage by forming data partnerships and integrations with crypto-native providers such as Chainalysis, Fiat Republic, and Fortress, making Alloy’s Identity Decisioning Platform even more powerful for crypto companies.

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 1

In the new edition of Framing Fintech, Charley Ma sat down with Aaron Frank to get his advice on how new credit card startups should approach launching a credit product.

Fintech leaders share compliance, fraud concerns heading into 2023

A lot changed in fintech over the past year. 2021 was the year of the fintech founder. We saw epic funding rounds, huge valuations, and a number of lucrative exits. A year later, the market has shifted dramatically, priorities have changed, and fintech leaders are adapting to the new normal. Alloy and Gartner Peer Insights surveyed 100 fintech leaders to find out how the macroeconomic environment is affecting them.

The 2023 State of Fraud Benchmark Report

We polled over 250 compliance, fraud, and risk decision-makers to provide insights into how these organizations are navigating the fraud landscape.

Read the report

How to scale your fraud prevention

This guide illustrates how to scale a fraud prevention strategy by balancing coverage, cost, and user experience.

#Fraud

Alloy’s SDK powers the future of step-up verification

Alloy's SDK offers a codeless solution for customer onboarding and multi-vendor management. Integrate once and iterate endlessly without wasting engineering resources.

Alloy announces new features to fight fraud including codeless SDK

In response to the dramatic increase in fraud rates over the last year, Alloy has launched new features to help companies continue to grow while keeping up with the pace of fraud.

Fraud Startups announce $100B in new funding

Fraud Startups — the technologically savvy, well-funded, nimble, growth-oriented, and organized network of fraudsters — today announced they raised nearly $100B in a new funding round led by pandemic relief fraud. What are FIs doing about this?

#Fraud

Alloy and Stash team up to advance our shared mission of financial inclusion

We’re thrilled to announce that Alloy is teaming up with Stash to help launch their innovative new platform, Stash Core. Alloy’s Identity Decisioning Platform provides ongoing fraud monitoring to keep Stash’s customers’ assets secure.

2022 Fraud Trends and 2023 Predictions

Watch Alloy, LexisNexis® Risk Solutions, Prove, and Ekata's take on where fraud has been and where it’s going

Tackling fraud in new and existing customers

Watch experts from Alloy, TransUnion, ComplyAdvantage, and Ekata, a Mastercard company, discuss how UK fintechs & banks are reducing customer friction at onboarding and beyond.

#Fraud

Navigating New Threats in Digital Transformation: How to Prepare with a Focus on Fraud and KYC

Join experts from Alloy and Valley Bank in a webinar hosted in partnership with Consumer Bankers Association.

The Anatomy of Small Business Fraud

Watch a conversation between Alloy and Middesk about establishing and adapting your KYB originations strategy to rising fraud threats.

From Clicks to Cons: Safeguarding Against Social Engineering, Phishing, and Smishing Attacks

Join experts from Alloy and Prove as they talk all things social engineering, phishing, and how to safeguard your organization.

#Fraud

Industry Insights: Align Your Identity Fraud Verification and CIP Origination Strategies

Hear from Alloy and Wintrust as they discuss challenges, lessons learned, and their outlook of identity fraud and CIP in 2023 and beyond.

To reach fintech’s next level, infrastructure providers must address these pain points

Alloy CRO, Laura Spiekerman, writes about how infrastructure providers can help fintech companies address fraud and other common fintech pain points.

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