Content Library

20 min read

Risky Business: Navan’s Rajat Bhatia on managing risk at a fast-growing organization

We interview Navan's Head of Risk Management, Rajat Bhatia about the biggest misconceptions about what it means to manage risk at a fast-growing organization.

Article

11 min read

What are the different types of credit risk?

Banks and fintechs need faster loan origination processes, but different types of credit risk complicate underwriting workflows and create more complexity. An Identity Risk Solution can help.

Article

2 min read

Risky Business: Carta’s Rachel Sapers on balancing risk and growth

We chat with Rachel Sapers, Carta's Vice President and Chief Compliance Officer for AML, on how they came to work in risk management, their role at Carta, and their views on the role of risk management in driving business growth.

Article

5 min read

Jovia Financial decreases daily fraud volume by 35% with Alloy

Alloy Onboarding and NeuroID help Jovia refine their strategic approach to stopping fraud surges

Case Studies

7 min read

How an SDK can help companies catch more fraud

What started as a simple piece of technology has evolved to help banks and fintechs stay ahead of ever-changing fraud risks.

Article

6 min read

How you can stop fraud at the flip of a switch

You don’t want to get caught in a fraud attack and then have to scramble to figure out how to respond, build new workflows and integrate with new data providers. We share some tips on how you can stay one step ahead of fraudsters.

Article

5 min read

Elements Financial Credit Union uses Alloy for faster auto-approvals and fraud prevention

Alloy Onboarding helps Elements meet member expectations and stop more fraud at origination.

Case Studies

8 min read

The benefits of automated step-up verifications

Keep bad customers out and let the good ones in while bolstering an identity-focused fraud prevention model. What you need is a thorough, automated step-up verification process. Learn more.

Article

#Fraud

6 min read

Fraudsters work in real-time. Fraud prevention tools should too.

Many financial institutions are still using a “Day-2” fraud review process. We explain why Day-2 reviews should be a last resort and how FIs can catch fraud in real-time instead.

Article

6 min read

How AI is transforming fraud prevention

Many banks and fintechs are turning to AI as their choice tool to combat the widespread rise in fraud. Meanwhile, fraudsters are leveraging AI to outsmart banks and fintechs. We take a look at the new double-edged sword in fraud-fighting.

Article

10 min read

How to stay ahead of first-party fraud

What is first-party fraud? Let’s look at some examples, identify key challenges, and find out how to fight back with automated fraud processes, KYC, and ongoing monitoring.

Article

10 min read

Top fraud trends in 2023

Learn more about recent fraud trends and how these predictions can help you make a better business case for proactive fraud prevention and the anti-fraud tools you need.

Article

17 min read

Framing Fintech: Navigating the fintech and sponsor bank partnership

Paintbrush founder & CEO Stephen Walter talks about founding a fintech, finding a sponsor bank, and staying compliant as regulatory attention on bank/fintech partnerships intensifies.

Article

7 min read

Perpetual KYC: automated risk-based compliance

Many banks and fintechs are opting for perpetual KYC instead of periodic reviews. We break down what perpetual KYC is, how to implement it, and how to balance cost with risk.

Article

10 min read

A brief history of the evolution of fraud technology

We take a look at the evolution of fraud technology over the past two decades to help gain a better understanding of how banks and fintechs can fight fraud, maintain their customers’ trust, and continue to keep up with customer expectations for the onboarding experience—even as new threats emerge.

Article

9 min read

Real-time payments: RTP vs. FedNow

Do faster payments mean faster fraud? We break down real-time payments and what they mean for your fraud controls.

Article

3 min read

Nearly two-thirds of Americans report concerns about tax fraud

Tax season brings with it new potential for fraud against Americans, and the numbers reveal that they are both aware of this threat and concerned about it. In this blog, we dig into the data around consumer fraud fears and discuss the repercussions for financial institutions.

Article

#Fraud

4 min read

The digital transformation of in-branch account opening

There’s been a lot of talk about how customers only want to operate online nowadays. In response, businesses are focused on building or improving their digital experience — and they should be. Gen Z and millennials tend to opt for online experiences before in-person ones, but that doesn’t mean you can forget about your in-person experience.

Article

6 min read

How to stop small business banking fraud

There's no way to sugarcoat it. Banks and fintech companies alike are getting crushed right now by small business account fraud. In this blog, we break down what types of small business banking fraud to look out for and how to prevent it.

Article

3 min read

When and how to file a Suspicious Activity Report (SAR)

What is a Suspicious Activity Report (SAR)? Who is required to file a SAR? When do you need to file one? How do you file one? — Alloy's Director of Compliance answers all these questions and more.

Article

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2024 State of Fraud Benchmark Report

M&T Bank’s Kyle Caldwell on stopping fraud and the biggest risk he’s ever taken

Check fraud is rampant: Here’s what you need to know

Ditch fraud at the doorstep: 3 tips for safer in-branch banking

Risky Business: Navan’s Rajat Bhatia on managing risk at a fast-growing organization

What are the different types of credit risk?

Risky Business: Carta’s Rachel Sapers on balancing risk and growth

Jovia Financial decreases daily fraud volume by 35% with Alloy

How an SDK can help companies catch more fraud

How you can stop fraud at the flip of a switch

Elements Financial Credit Union uses Alloy for faster auto-approvals and fraud prevention

The benefits of automated step-up verifications

Fraudsters work in real-time. Fraud prevention tools should too.

How AI is transforming fraud prevention

How to stay ahead of first-party fraud

Top fraud trends in 2023

Framing Fintech: Navigating the fintech and sponsor bank partnership

Perpetual KYC: automated risk-based compliance

A brief history of the evolution of fraud technology

Real-time payments: RTP vs. FedNow

Nearly two-thirds of Americans report concerns about tax fraud

The digital transformation of in-branch account opening

How to stop small business banking fraud

When and how to file a Suspicious Activity Report (SAR)

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