Content Library

Bust-out fraud: How it works and how to stop it

Learn which factors lead to bust-out fraud, and how to stop it. Protect your bank, fintech, or credit union from this sudden financial threat.

Article

5 min read

Live Oak Bank and Alloy partner to decrease fraud and enhance customer experience

Alloy's holistic solution helped Live Oak reduce fraud losses by 27%

Case Study

10 min read

Risky Business: Navan’s Rajat Bhatia on managing risk at a fast-growing organization

We interview Navan's Head of Risk Management, Rajat Bhatia about the biggest misconceptions about what it means to manage risk at a fast-growing organization.

Article

7 min read

Remarket personalized credit offerings to strengthen customer retention

Take a dynamic approach to customer retention. With Alloy Ongoing Monitoring, you can remarket to your existing customers and extend highly personalized credit offerings.

Article

8 min read

Alloy's credit risk management best practices to navigate financial volatility

Explore Alloy's best practices for credit risk management to adeptly navigate through economic uncertainties, mitigate risks, and ensure financial resilience.

Article

12 min read

How to address the challenges of consumer and commercial credit underwriting

Banks and fintechs must move faster and meet diverse borrowers' needs, but complex credit underwriting workflows present significant challenges. An Identity Risk Solution can help.

Article

11 min read

What are the different types of credit risk?

Banks and fintechs need faster loan origination processes, but different types of credit risk complicate underwriting workflows and create more complexity. An Identity Risk Solution can help.

Article

7 min read

How an SDK can help companies catch more fraud

What started as a simple piece of technology has evolved to help banks and fintechs stay ahead of ever-changing fraud risks.

Article

6 min read

How you can stop fraud at the flip of a switch

You don’t want to get caught in a fraud attack and then have to scramble to figure out how to respond, build new workflows and integrate with new data providers. We share some tips on how you can stay one step ahead of fraudsters.

Article

8 min read

Glossary of financial fraud terms

In our ever-growing fraud glossary, we define common financial fraud terms, including first-party fraud, synthetic fraud, check fraud, and account takeover (ATO) fraud.

Article

3 min read

How valuable is a credit score?

Lending decisions have relied heavily on credit scores since they were first introduced in the late-1950s. However, some FIs have recently started incorporating alternative sources of data into their lending decisions. After more than 60 years of trusting credit scores, what is prompting our industry to rethink them?

Article

10 MINUTE READ

Bank's guide to build vs. buy: an Identity Risk Solution

Understanding the pros and cons of both in-house and outsourced Identity Risk Solutions for banks

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Ebook

5 min read

Introducing the Alloy Testing Suite

Alloy enriched existing capabilities to offer a more comprehensive testing hub that allows clients to test new policies or changes to their decisioning logic and see projected outcomes, easing the pressure of making changes and going live. This type of agility is critical in an era of growing fraud.

Article

3 min read

What is an Identity Risk Solution?

An Identity Risk Solution is an end-to-end platform to manage identity, fraud, credit, and compliance risks throughout the customer lifecycle.

Article

5 min read

How leading banks and fintechs are verifying thin-file applicants

Many members of the underbanked population have no or thin credit files — which, in a classic case of what comes first, the chicken or the egg — makes it even harder for them to acquire a credit card. But how can organizations safely verify and underwrite these populations? I asked experts from Alloy, Equifax, Nova Credit, Zest AI, and Ocrolus to find out.

Article

5 min read

Sole proprietorships vs. LLCs: how to verify small businesses

KYC, KYB, and AML laws require financial institutions to verify a company’s (and its beneficial owners’) identity before offering the business financial services or products. We break down the nuances of onboarding sole props vs. LLCs.

Article

7 min read

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 2

Framing Fintech is a blog series where our GM of Fintech, Charley Ma, interviews leaders in the industry. In part two of Charley Ma's conversation with Aaron Frank, Aaron unpacks the key customer lifecycle events for credit cards, areas where credit card companies get it wrong, and types of fraud that credit card companies should be looking out for.

Article

12 min read

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 1

In the new edition of Framing Fintech, Charley Ma sat down with Aaron Frank to get his advice on how new credit card startups should approach launching a credit product.

Article

10 MIN READ

Build the ideal digital credit application experience

We team up with Blend to share best practices for optimizing and modernizing your user experience.

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Ebook

2 min read

New report shows how banks and neobanks are responding to increased demand for personalized experiences

Customers want more personalized experiences. How does digital banking stack up? Gartner Peer Insights and Alloy surveyed 100 bank leaders to understand what their organizations are doing to provide a personalized and digital customer experience.

Article

4 min read

Alloy announces new features to fight fraud including codeless SDK

In response to the dramatic increase in fraud rates over the last year, Alloy has launched new features to help companies continue to grow while keeping up with the pace of fraud.

Article

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Topic

Content Type

Bust-out fraud: How it works and how to stop it

Live Oak Bank and Alloy partner to decrease fraud and enhance customer experience

How to automate your digital identity verification

What Is credit underwriting?

How to simplify business onboarding

Risky Business: Navan’s Rajat Bhatia on managing risk at a fast-growing organization

Remarket personalized credit offerings to strengthen customer retention

Alloy's credit risk management best practices to navigate financial volatility

How to address the challenges of consumer and commercial credit underwriting

What are the different types of credit risk?

How an SDK can help companies catch more fraud

How you can stop fraud at the flip of a switch

Glossary of financial fraud terms

How valuable is a credit score?

Bank's guide to build vs. buy: an Identity Risk Solution

Introducing the Alloy Testing Suite

What is an Identity Risk Solution?

How leading banks and fintechs are verifying thin-file applicants

Sole proprietorships vs. LLCs: how to verify small businesses

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 2

Framing fintech: chatting with fintech founder & investor, Aaron Frank, pt 1

Build the ideal digital credit application experience

New report shows how banks and neobanks are responding to increased demand for personalized experiences

Alloy announces new features to fight fraud including codeless SDK

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