Content Library

Women in fintech: What fintech leaders are looking forward to at Money20/20 2023

As we get ready for this year's Women in Fintech Money20/20 event, we caught up with some prominent women in fintech who will be attending the event to learn about their experiences and ask them what they are excited about this year at the event.

Article

7 min read

Banks have a friction challenge

How banks and fintechs can strike the right balance between a great customer experience and fraud risk prevention.

Article

7 min read

How an SDK can help companies catch more fraud

What started as a simple piece of technology has evolved to help banks and fintechs stay ahead of ever-changing fraud risks.

Article

6 min read

How you can stop fraud at the flip of a switch

You don’t want to get caught in a fraud attack and then have to scramble to figure out how to respond, build new workflows and integrate with new data providers. We share some tips on how you can stay one step ahead of fraudsters.

Article

5 min read

Mastering the art & science of employee experience at Alloy

Our Employee Experience Manager, Ted Lord, breaks down what makes Alloy's culture unique.

Article

#Alloy News

15 min read

The ABC’s of AML: Glossary of compliance terms

You may not know your KYB from your KBA just yet, but don’t worry; we have your back. Here’s Alloy’s cheat sheet to common terms you’ll hear when focusing on AML compliance.

Article

8 min read

The benefits of automated step-up verifications

Keep bad customers out and let the good ones in while bolstering an identity-focused fraud prevention model. What you need is a thorough, automated step-up verification process. Learn more.

Article

#Fraud

3 min read

How valuable is a credit score?

Lending decisions have relied heavily on credit scores since they were first introduced in the late-1950s. However, some FIs have recently started incorporating alternative sources of data into their lending decisions. After more than 60 years of trusting credit scores, what is prompting our industry to rethink them?

Article

6 min read

Fraudsters work in real-time. Fraud prevention tools should too.

Many financial institutions are still using a “Day-2” fraud review process. We explain why Day-2 reviews should be a last resort and how FIs can catch fraud in real-time instead.

Article

4 min read

My experience as an LGBTQ+ employee at Alloy

One of the leaders of Alloy's LGBTQ+ employee resource group (ERG), Ariana Longoria, reflects on her experience as a lesbian employee at Alloy and shares how Alloy celebrates Pride yearlong.

Article

#Alloy News

6 min read

How AI is transforming fraud prevention

Many banks and fintechs are turning to AI as their choice tool to combat the widespread rise in fraud. Meanwhile, fraudsters are leveraging AI to outsmart banks and fintechs. We take a look at the new double-edged sword in fraud-fighting.

Article

10 min read

How to stay ahead of first-party fraud

What is first-party fraud? Let’s look at some examples, identify key challenges, and find out how to fight back with automated fraud processes, KYC, and ongoing monitoring.

Article

3 min read

What is an Identity Risk Solution?

An Identity Risk Solution is an end-to-end platform to manage identity, fraud, credit, and compliance risks throughout the customer lifecycle.

Article

4 min read

Your fraud model is broken

Most fraud prevention models no longer keep up with current threats because they focus on transactions instead of identity.

Article

10 min read

Top fraud trends in 2023

Learn more about recent fraud trends and how these predictions can help you make a better business case for proactive fraud prevention and the anti-fraud tools you need.

Article

3 min read

KYC, KYB, KYT: Know your K-Y terminology

K…Y…What?! Learn the acronyms that will help you safeguard your fintech business

Article

6 min read

DEI @ Alloy: May 2023 recap

May marked Asian American & Pacific Islander (AAPI) Heritage Month. AAPI @ Alloy did not disappoint by planning some special programming to help the Alloy community celebrate.

Article

#Alloy News

17 min read

Framing Fintech: Navigating the fintech and sponsor bank partnership

Paintbrush founder & CEO Stephen Walter talks about founding a fintech, finding a sponsor bank, and staying compliant as regulatory attention on bank/fintech partnerships intensifies.

Article

7 min read

Perpetual KYC: automated risk-based compliance

Many banks and fintechs are opting for perpetual KYC instead of periodic reviews. We break down what perpetual KYC is, how to implement it, and how to balance cost with risk.

Article

5 min read

How leading banks and fintechs are verifying thin-file applicants

Many members of the underbanked population have no or thin credit files — which, in a classic case of what comes first, the chicken or the egg — makes it even harder for them to acquire a credit card. But how can organizations safely verify and underwrite these populations? I asked experts from Alloy, Equifax, Nova Credit, Zest AI, and Ocrolus to find out.

Article

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How to address the challenges of consumer and commercial credit underwriting

My experience being a Latina in tech

What are the different types of credit risk?

Risky Business: Carta’s Rachel Sapers on balancing risk and growth

Women in fintech: What fintech leaders are looking forward to at Money20/20 2023

Banks have a friction challenge

How an SDK can help companies catch more fraud

How you can stop fraud at the flip of a switch

Mastering the art & science of employee experience at Alloy

The ABC’s of AML: Glossary of compliance terms

The benefits of automated step-up verifications

How valuable is a credit score?

Fraudsters work in real-time. Fraud prevention tools should too.

My experience as an LGBTQ+ employee at Alloy

How AI is transforming fraud prevention

How to stay ahead of first-party fraud

What is an Identity Risk Solution?

Your fraud model is broken

Top fraud trends in 2023

KYC, KYB, KYT: Know your K-Y terminology

DEI @ Alloy: May 2023 recap

Framing Fintech: Navigating the fintech and sponsor bank partnership

Perpetual KYC: automated risk-based compliance

How leading banks and fintechs are verifying thin-file applicants

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