Content Library

4 takeaways from Alloy’s 2024 ‘State of Embedded Finance’ Report

Alloy’s Principal Advisor of Fraud & Identity Risk, Sara Seguin, weighs in on what today’s sponsor banks are saying about risk and compliance.

Risky Business: Adyen’s Leslie O’Callaghan on the balance of risk and growth

We interviewed Leslie O’Callaghan, Global Head of Legal at Adyen, about managing risk at a high-growth organization.

Identity theft: What is it and how do we solve it?

Identity theft is on the rise. Safeguard your financial organization with Alloy’s identity theft mitigation strategies.

Bankers think AI is an anti-fraud lifeline. They're gravely mistaken.

Banks are in an arms race to catch up to fraudsters' use of gen AI — but should they fight fire with fire?

2024 State of Embedded Finance Report

Looking at the year’s top trends in embedded finance risk management and compliance

Read the report

Alloy provides new tool to improve the audit process for sponsor banks

Alloy for Embedded Finance launches complimentary audit-only features for sponsor banks to view their fintech partners’ risk controls.

Adapting your tech stack for embedded finance

A guide for banks, credit unions, and electronic money institutions. By Alloy and Treasury Prime.

5 must-know AI concepts for fighting fraud

AI-driven fraud is rising, but banks, credit unions, and fintechs are fighting back with machine learning.

Looking back at the SVB shutdown over one year later, what have we learned?

Whenever a bank collapses, fraudsters emerge from the woodwork, eager to take advantage of the chaos. We give you advice on how to handle it.

The evolution of banking

From banking branches housed in ancient temples to cryptocurrency’s blockchain, the history of banking has been long, winding, and fraud-littered.

What fraud risks do sponsor banks face in the embedded finance ecosystem?

If sponsor banks focus solely on compliance, they ignore the fraud risks lurking in the embedded finance ecosystem. But Alloy has a new solution that tackles both fraud and compliance.

Why is there such a big difference between check fraud in the US and the UK?

Examples of check fraud in the US do not apply to the UK. Learn more about how the UK managed to control check fraud and whether that’s led to a decrease in its overall fraud rate.

Passkeys vs. passwords: which one better prevents fraud?

Passkeys are becoming more popular, but it is important to understand both the benefits and risks of passkey-supported websites and applications.

Why is it so easy to misidentify fraud?

Prioritizing identity is the foundation of a strong fraud prevention strategy. But so many financial institutions still struggle to classify fraud. Alloy knows how they can improve, quickly.

Grasshopper reduced manual reviews by 58% with Alloy

Alloy helps Grasshopper drive down the cost of fraud and expand into new markets while retaining a lean operation

Despite the uptick in consent orders, most sponsor banks aren’t worried

Alloy's Chief Product Officer reflects on the recent uptick in consent orders and shares how sponsor banks can respond.

Embedded finance: Navigating risks and seizing opportunities

FINTRAIL and Alloy outline the global embedded finance landscape and share tips for mitigating risk and overcoming common challenges that come along with offering embedded finance products.

Why data orchestration is critical to banks and fintechs

Data orchestration helps banks and fintechs gain real-time access to multiple data sources and assists with regulatory compliance, fraud prevention, and growth expansion.

Live Oak Bank and Alloy partner to decrease fraud and enhance customer experience

Alloy's holistic solution helped Live Oak reduce fraud losses by 27%

There’s no silver bullet for fraud prevention

Alloy's GM of Partner Solutions explains how Alloy uses data orchestration to magnify the power of our data partner network.

How banks and fintechs can turn the tide on the rise of banking scams

As banking scams hit the mainstream, we’re taking a closer look at how to identify and stop ATO and APP fraud.

Understanding embedded finance: A deep-dive

Embedded finance shook up everyone, from banks to BaaS providers and end-brands. Learn how to leverage embedded finance for sustainable growth using our guide.

How to detect account takeover fraud

Take an in-depth look into account takeovers, learn why this fraud type leads to higher cases of identity theft, and discover how to detect and prevent account takeover.

Risk management in embedded finance wasn’t working, so Alloy fixed it.

Alloy introduces a win-win risk management solution for sponsor banks, BaaS providers, fintechs, and other players in the embedded finance ecosystem — such as Electronic Money Institutions (EMIs).

See what you’re missing

First, we’ll learn about your needs, answer your questions, and then see how Alloy can help.

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