Our latest stories

3 min read
The digital transformation of in-branch account opening

By KJ McAlpin on Dec 30, 2021

There’s been a lot of talk about how customers only want to operate online nowadays. In response, businesses are focused on building or improving their digital experience — and they should be. Gen Z and millennials tend to opt for online experiences before in-person ones, but that doesn’t mean you can forget about your in-person experience.

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7 min read
When is a bank account not a bank account?

By Tommy Nicholas on Dec 20, 2021

Alloy CEO Tommy Nicholas reflects on the recent trend of merchants and fintech companies blocking consumers from using money coming from neobank accounts. In his blog, he explains why he's worried about what this trend could mean for the fintech industry and the underbanked.

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3 min read
Alloy’s holiday gift guide for the fintech buff in your life

By KJ McAlpin on Dec 16, 2021

Holiday season is in full swing, and if you’re like me, you still haven’t done all of your holiday shopping. It seems everyone in my life has gotten into crypto this year, so to gain some inspiration for my upcoming shopping spree, I asked Alloy team members what I should get for the fintech fanatics in my life. Here are their top suggestions:

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2 min read
Growing our partner and client connections

By Bethany Walsh on Dec 9, 2021

We are excited to be able to offer a more transparent view into our partnerships to help clients and prospects select the best integrations and data sources for their workflows. Check out the new section of our website dedicated to our partners to showcase how they work with Alloy.

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5 min read
How valuable is a credit score?

By Harris Chen on Dec 2, 2021

Lending decisions have relied heavily on credit scores since they were first introduced in the late-1950s. However, some FIs have recently started incorporating alternative sources of data into their lending decisions. After more than 60 years of trusting credit scores, what is prompting our industry to rethink them?

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How to approve more good customers

In this eBook, we explore how using multiple data source providers in your identity verification process can not only help you mitigate fraud risks, but also bring on more good customers.

Download

3 min read
Alloy named 24th fastest-growing North American tech company by Deloitte

By KJ McAlpin on Nov 19, 2021

It’s been an exciting past few months at Alloy. In September, we announced our Series C funding, and in October, we launched our newest product, Credit Underwriting. The good news keeps on rolling in this month! Deloitte named Alloy as number 24 on their annual North America Technology Fast 500 list.

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3 min read
Daylight selects Alloy for account opening and transaction monitoring

By KJ McAlpin on Nov 17, 2021

We're thrilled to announce that Daylight enlisted Alloy to manage its onboarding and transaction monitoring processes. Daylight is the first digital banking platform built for the LGBTQ+ community in the United States. The neobank was founded in 2020 and already has a waitlist of over 100,000 customers.

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3 min read
Employee Spotlight: John Wagner

By Priscilla Philavong on Nov 12, 2021

Learn more about Alloy’s Legal Counsel, John Wagner, who shares his experience transitioning from a top law firm to taking his talents in-house.

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Keep up to date with Alloy

Subscribe to our blog for the latest posts, resources, and events for all things banking and fintech.

3 min read
A look inside Alloy’s inaugural client conference

By KJ McAlpin on Nov 10, 2021

We had a great time hosting our first client conference last week. In case you missed the hottest event following Money 2020, here are the biggest takeaways from the conference.

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3 min read
Alloy takes center stage at Money 20/20

By KJ McAlpin on Nov 3, 2021

The biggest event in fintech returned to Las Vegas last week. The event was filled with thought-provoking sessions, networking events and parties, and lots of opportunities to meet with prospects, clients, and partners. Let’s unpack some of the top industry trends and recap Alloy’s participation at the event.

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2 min read
How to vet a fintech solution to add to your tech stack

By KJ McAlpin on Oct 29, 2021

Vetting a fintech vendor can be a complicated process for banks. To help make the experience easier, we put together a pre-qualification checklist to use while you are building your RFI. This checklist will ensure that you are receiving all the information necessary to confirm that the fintech company will be a good fit for your bank.

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3 min read
Alloy launches Credit Underwriting to enable smart and safe credit decisions

By Tommy Nicholas on Oct 20, 2021

Alloy is expanding our identity decisioning platform once again: now offering Alloy Credit Underwriting to enable financial institutions (FIs) to make faster, smarter credit decisions while reducing risk for their businesses. This is our next step towards creating a robust platform where financial institutions can make all of their identity and risk decisions.

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6 min read
Fintech in the age of the influencer

By Charley Ma on Oct 13, 2021

Alloy's GM of Fintech, Charley Ma, takes a deep dive into one of the newest (and fastest-growing) categories of small businesses - influencers and creators. Charley outlines business pain points creators face and how innovative fintech companies are addressing those pain points.

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Resources

EBOOK
15 min read
How to approve more good customers

Your guide to using multiple data sources for identity verification

Download

EBOOK
10 min read
Your guide to build vs. buy

Discover which path forward is right for your organization's identity decisioning process

Download

EBOOK
10 min read
The value of an identity decisioning platform

How to calculate the ROI

Download

Updates to our platform

View the changelog

Updated Feature

By Alloy on Jun 17, 2022

Additional transaction attributes now available for aggregation

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New Feature

By Alloy on Jun 14, 2022

Webhooks dashboard now available

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New Feature

By Alloy on Jun 7, 2022

Track changes to Journeys with Journey version management

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Updated Feature

By Alloy on Jun 3, 2022

Updates to Identity Element Velocity for decisioning on shared identity elements

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