Automate global identity decisioning for banks, fintechs, foreign exchange brokers, payment service providers (PSP), wealth management firms, and online trading companies. Alloy’s end-to-end Identity Risk Solution prevents fincrime globally by solving risk and compliance at onboarding and throughout the customer lifecycle.
"By leveraging customised rules to analyse data, Alloy ensures faster, more efficient approvals while maintaining strong compliance standards. Alloy also supports multi-jurisdictional operations by pulling in data via APIs from relevant sources in different regions. This capability played a key role in facilitating a smooth expansion into the UK that allowed Pipe to be up and running in the new geo in about six weeks."
A set-it-and-forget-it approach to compliance no longer works. Alloy arms you with the expertise and tools to understand the increasingly complex global regulatory environment, including the UK's APP Fraud Regulation and the EU's AML6 directive. Improve conversions without compromising on compliance.
Fincrime is inevitable. Strengthen your fraud and anti-money laundering (FRAML) efforts and future-proof your risk tech stack with Alloy's adaptable platform. Our technology empowers you to respond instantly to fraud attempts and attacks without relying on engineering resources.
Provide your customers with a fast, simple online account opening experience whilst meeting cross-border KYC, KYB, and AML requirements. Alloy enables instant digital identity verification and document verification, so you can increase straight-through processing rates and reduce manual reviews.
Enhance your post-onboarding risk management programme by combining information captured during onboarding with a risk-based approach to automated, ongoing due diligence checks. Alloy lets you risk rate your customers and create evolving customer risk profiles and bespoke workflows based on monitored events.
Transform your credit policies into easy-to-use workflows that integrate with data from global credit bureaus and alternative underwriting data. Alloy gives you a clearer picture of your customers that ensures compliance with local regulations.
Stay ahead of regulatory requirements and optimise visibility across embedded finance partnerships. Alloy helps fintechs, EMIs, BaaS providers, and other embedded finance players handle risk and meet specific standards set by their regulators.
Take your risk assessment out of spreadsheets. Alloy enables a dynamic risk-based approach with customer risk assessments. Create friction-right experiences for customers based on their risk level and reduce operational overhead for your teams while ensuring continuous compliance.
Conduct CDD and EDD across jurisdictions and stay on top of evolving regulatory expectations with automated, recurring watchlist checks. Alloy unlocks access to 1,000+ global sanctions, regulatory and enforcement lists (e.g. UK, EU, UN), PEP and adverse media, helping organisations adhere to strict international standards, like KYC, CTF, AML, and AML6.
Alloy offers the largest network of third-party data in the industry so you can scale and enter new markets with confidence. We have over 200 data sources (and counting) and cover 195 markets worldwide with tailored guidance by financial product and use case.
Visit our Partner Center to learn more about our data partners.
Don’t just aggregate – orchestrate. Pull data from traditional and alternative sources for a unified view of customer identity. Alloy lets you add new data sources — and test new fraud workflows — before pushing them out to customers.
Create custom risk policies and enforce them at scale across your embedded finance portfolio with Alloy’s cloneable, no-code rulesets. Alloy supports a variety of embedded finance operational models — including bank-as-a-regulator, program management, and compliance-as-a-service — so you can choose how much control you want over your fintech partners
Learn how Liberis, a company that builds flexible embedded finance solutions that empower businesses, is able to enable the company’s growth while mitigating risks with the help of Alloy.
Since our launch in January 2023, we’ve partnered with 20+ EMEA headquartered clients to take control of fraud and compliance risks, backed by a team of dedicated experts.
From compliance strategies to cutting-edge fraud prevention, our resources give you the tools to stay ahead in an ever-changing landscape. Download now to see how we can help you maximise conversions, stay compliant, and reduce fraud risk.