Leverage compliance and risk management as growth drivers. Scale your financial institution into new products and geographies with Alloy’s agile and customisable identity orchestration solution to streamline perpetual KYC/KYB.
“By digitising our AML/KYC processes with Alloy, we’ve sped up exponentially how quickly savers can begin to enjoy access to hundreds of savings accounts on a single platform. Speed with certainty delights customers, serves our bank partners well, and sets us up for continued market leadership for years to come.”
Meet onboarding and perpetual KYC, KYB, and AML requirements. Implement required policies per product and country, and adjust policies as global regulatory requirements evolve. A holistic view of customer risk ratings and alerts enables teams to review and remediate in a timely manner.
Provide your customers with a fast, simple online account opening experience while staying compliant. Alloy enables instant digital identity verification and document verification, so you can increase straight-through processing rates and reduce manual reviews.
Enhance your post-onboarding risk management programme. Automate dynamic customer risk assessments and perpetual KYC (pKYC) checks to ensure the most accurate, real-time view and evaluation of risk and timely and efficient remediation.
UK fintechs have been under the public and regulatory microscope this year. Learn how they're evolving to ensure they're meeting new compliance requirements.
Take your risk assessment out of spreadsheets. Alloy enables a dynamic risk-based approach with customer risk assessments. Create friction-right experiences for customers based on their risk level and reduce operational overhead for your teams while ensuring continuous compliance.
Conduct CDD and EDD across jurisdictions and stay on top of evolving regulatory expectations with automated, recurring watchlist checks. Alloy unlocks access to 1,000+ global sanctions, regulatory and enforcement lists (e.g. UK, EU, UN), PEP and adverse media, helping organisations adhere to strict international standards, like KYC, CTF, AML, and AML6.
Alloy offers the largest network of third-party partner solutions in the industry so you can scale and enter new markets with confidence. We have over 200 data sources (and counting) and cover 195 markets worldwide with tailored guidance by financial product and use case.
Visit our Partner Center to learn more about our data partners.
Don’t just aggregate – orchestrate. Pull data from traditional and alternative sources for a unified view of customer identity. Alloy lets you add new data sources — and test new fraud workflows — before pushing them out to customers.
Create custom risk policies and enforce them at scale across your embedded finance portfolio with Alloy’s cloneable, no-code rulesets. Alloy supports a variety of embedded finance operational models — including bank-as-a-regulator, program management, and compliance-as-a-service — so you can choose how much control you want over your fintech partners
Learn how Liberis, a company that builds flexible embedded finance solutions that empower businesses, is able to enable the company’s growth while mitigating risks with the help of Alloy.
Since our launch in January 2023, we’ve partnered with 20+ EMEA headquartered clients to help them balance risk with growth so that they can scale into new geographies with confidence. Some of the world’s fastest-growing organisations rely on Alloy’s global identity orchestration platform to test, launch, and scale new products while maintaining the trust of their customers and regulators. Alloy delivers configurable onboarding and full-lifecycle decisioning, including solutions for perpetual KYC and KYB that combine scheduled checks with real-time responses to changes in customer behavior. Backed by expert guidance, a robust partner ecosystem, and AI guidance, Alloy helps financial institutions and fintechs continuously meet compliance requirements, boost straight-through-processing (STP) rates, and grow their business.
From compliance strategies to cutting-edge fraud prevention, our resources give you the tools to stay ahead in an ever-changing landscape. Download now to see how we can help you maximise conversions, stay compliant, and reduce fraud risk.
