Get a clear view of your customers’ financial activity with Alloy Transaction Monitoring. With instant decisioning on high-risk activity, Alloy helps you identify suspicious actors, fight fraud and stay compliant.
After a customer is approved, Transaction Monitoring takes over to continuously review their financial activity, flagging risky behaviors for review.
Continuously monitor for fraudulent activities
Fewer false positives mean less work for your team
Stay BSA and AML compliant without extra burden
Build a full identity profile of your customers’ needs and risks - not just a point-in-time snapshot. The information captured during onboarding, when viewed with ongoing transaction and account activity, creates an evolving customer profile.
Get visibility into customer transactions and activity with batch or real-time API monitoring. Flexible enough to accommodate different data processors and data models, Alloy can transform your most complex data into clean, automated processes.
Identify and act on customer activity right within Alloy. Review flagged activity, collaborate with other team members, and make approval or denial decisions from a simple user interface.
Create rules to flag high-risk events and transactions. Rules can be as simple or as complex as needed depending on your goals and risk tolerance, and they are configured and updated without any coding.
Jason Gross, Co-Founder and CEO at Petal
Established best practices make set up easy
Choose from commonly used rules to prevent fraud or customize your own workflow from scratch.
Adaptable to your existing processes
Alloy’s setup can mimic your current systems to minimize friction and ensure continuous monitoring.
Responses that you’ll understand
Make decisions easily on flagged activity with user-friendly responses written in plain language.
Activity history for auditing and compliance
Alloy provides an audit history for all actions your customers take, allowing you to easily meet BSA and AML requirements.