Get a clear view of your customers’ financial activity with Alloy Transaction Monitoring. With instant decisioning on high-risk activity, Alloy helps you identify suspicious actors, fight fraud and stay compliant.
Build a full identity profile of your customers’ needs and risks - not just a point-in-time snapshot. The information captured during onboarding, when viewed with ongoing transaction and account activity, creates an evolving customer profile.
Get visibility into customer transactions and activity with batch or real-time API monitoring. Flexible enough to accommodate different data processors and data models, Alloy can transform your most complex data into clean, automated processes.
Identify and act on customer activity right within Alloy. Review flagged activity, collaborate with other team members, and make approval or denial decisions from a simple user interface.
Create rules to flag high-risk events and transactions. Rules can be as simple or as complex as needed depending on your goals and risk tolerance, and they are configured and updated without any coding.
Jason Gross, Co-Founder and CEO at Petal
Get set up quickly with off-the-shelf rules
Choose from tried-and-tested rules to detect fraud and financial crime or customize your own workflow from scratch.
Test and optimize rules
Understand the impact of your rules and simulate scenarios before pushing to production.
Ongoing compliance
Supercharge your compliance with ongoing sanctions screening, which automatically screens customers and their transacting counterparties, ensuring you always know who you're doing business with.
Investigate suspicious activity
Built-in case management allows you to quickly triage cases to the appropriate teams, freeze/unfreeze accounts in response to suspected fraud and complete regulatory filings — all from a single, intuitive interface.
Activity history for auditing and compliance
Alloy provides an audit history for all actions your customers take, allowing you to easily meet BSA and AML requirements.