Credit Passport® is a consumer-permissioned, FCRA consumer report for lenders to assess creditworthiness of U.S. newcomers by accessing international credit data that is standardized to a format familiar for U.S. underwriters.
Lenders can access over two billion consumer-permissioned credit records in over 20 countries to increase originations, lower portfolio risk, and build lasting brand loyalty from a highly qualified population.
Credit Passport® is a consumer-permissioned, FCRA consumer report for lenders to assess creditworthiness of U.S. newcomers by accessing international credit data that is standardized to a format familiar for U.S. underwriters.
Lenders can access over two billion consumer-permissioned credit records in over 20 countries to increase originations, lower portfolio risk, and build lasting brand loyalty from a highly qualified population.
Cash Atlas™ transforms cash flow data into an FCRA consumer report delivered via API that requires minimal technical resources to integrate into underwriting platforms.
Lenders can approve more loans, reduce losses, and predict risk on a larger population than with a standalone credit score. With attributes individually proven to predict risk, Cash Atlas™ adds a new dimension to underwriting strategies by measuring consumer affordability.
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