http://www.equifax.com/business
The Work Number Select — Gold helps verify a borrower’s employment and income information, providing insight beyond income stated by the applicant and helping eliminate reliance on pay stubs or W-2s. It delivers robust data such as employment status, pay frequency, annualized income, employer name, tenure and more. The Work Number, a proprietary database owned by Equifax, is the largest central source of commercial employment and income information. The database houses payroll information from more than a million employers nationwide and fulfills millions of verifications each year.
Get up-to-date credit history for a better view of consumers and smarter lending decisions. Our data covers 222 million consumers, giving you a detailed credit file on 97% of the pulls. Our consumer credit database is updated daily from multiple sources and offers an average of 13 trades per file with 94% of the files having at least one trade.
Get up-to-date credit history for a better view of consumers and smarter lending decisions. Our data covers 222 million consumers, giving you a detailed credit file on 97% of the pulls. Our consumer credit database is updated daily from multiple sources and offers an average of 13 trades per file with 94% of the files having at least one trade.
Get up-to-date credit history for a better view of consumers and smarter lending decisions. Our data covers 222 million consumers, giving you a detailed credit file on 97% of the pulls. Our consumer credit database is updated daily from multiple sources and offers an average of 13 trades per file with 94% of the files having at least one trade.
VantageScore 4.0 is the fourth-generation tri-bureau credit scoring model from VantageScore Solutions and is the first credit scoring model to incorporate trended credit data from all three national credit reporting companies. The score predicts the likelihood of an account becoming 90+ days past due. It delivers superior risk predictive performance across consumer credit products by capturing more of the defaulting accounts in the bottom 20% of the population.
VantageScore 4.0 is the fourth-generation tri-bureau credit scoring model from VantageScore Solutions and is the first credit scoring model to incorporate trended credit data from all three national credit reporting companies. The score predicts the likelihood of an account becoming 90+ days past due. It delivers superior risk predictive performance across consumer credit products by capturing more of the defaulting accounts in the bottom 20% of the population.
VantageScore 4.0 is the fourth-generation tri-bureau credit scoring model from VantageScore Solutions and is the first credit scoring model to incorporate trended credit data from all three national credit reporting companies. The score predicts the likelihood of an account becoming 90+ days past due. It delivers superior risk predictive performance across consumer credit products by capturing more of the defaulting accounts in the bottom 20% of the population.
Peak Attributes is a comprehensive attribute portfolio built on proven, differentiated and trended data, and driven by innovative, patented analytic techniques. Recently expanded to include 80,000+ credit attributes with more than 60 industries and account types, this powerful portfolio helps improve predictability and performance by tapping into alternative attributes — so you can uncover unbanked, underbanked, and emerging consumers not found with traditional consumer credit files.
Peak Attributes is a comprehensive attribute portfolio built on proven, differentiated and trended data, and driven by innovative, patented analytic techniques. Recently expanded to include 80,000+ credit attributes with more than 60 industries and account types, this powerful portfolio helps improve predictability and performance by tapping into alternative attributes — so you can uncover unbanked, underbanked, and emerging consumers not found with traditional consumer credit files.
Peak Attributes is a comprehensive attribute portfolio built on proven, differentiated and trended data, and driven by innovative, patented analytic techniques. Recently expanded to include 80,000+ credit attributes with more than 60 industries and account types, this powerful portfolio helps improve predictability and performance by tapping into alternative attributes — so you can uncover unbanked, underbanked, and emerging consumers not found with traditional consumer credit files.
Cashflow Insights is consumer-permissioned bank transaction data such as checking, savings or investments, that consumers give a business consent to access on their behalf. Layering in this alternative data source delivers a more comprehensive, verified view of a consumer’s financial picture than data obtained solely from credit reports, and enables businesses to provide people in underserved segments with access to credit or services.
Cashflow Insights is consumer-permissioned bank transaction data such as checking, savings or investments, that consumers give a business consent to access on their behalf. Layering in this alternative data source delivers a more comprehensive, verified view of a consumer’s financial picture than data obtained solely from credit reports, and enables businesses to provide people in underserved segments with access to credit or services.
Cashflow Insights is consumer-permissioned bank transaction data such as checking, savings or investments, that consumers give a business consent to access on their behalf. Layering in this alternative data source delivers a more comprehensive, verified view of a consumer’s financial picture than data obtained solely from credit reports, and enables businesses to provide people in underserved segments with access to credit or services.
Payment Insights is consumer-permissioned utility data that consumers give a business consent to access on their behalf. Through direct access to consumer utility and telecom accounts, Payment Insights, developed with support from our technology partner, Urjanet, captures and delivers bill data from our global network. This alternative data source gives businesses a better view of “credit invisibles” and even helps verify occupancy for more accurate mortgage decisions.
Payment Insights is consumer-permissioned utility data that consumers give a business consent to access on their behalf. Through direct access to consumer utility and telecom accounts, Payment Insights, developed with support from our technology partner, Urjanet, captures and delivers bill data from our global network. This alternative data source gives businesses a better view of “credit invisibles” and even helps verify occupancy for more accurate mortgage decisions.
Payment Insights is consumer-permissioned utility data that consumers give a business consent to access on their behalf. Through direct access to consumer utility and telecom accounts, Payment Insights, developed with support from our technology partner, Urjanet, captures and delivers bill data from our global network. This alternative data source gives businesses a better view of “credit invisibles” and even helps verify occupancy for more accurate mortgage decisions.
OFAC Alert is an automated screening service for US-based organizations that must comply with Office of Foreign Assets Control regulations. It compares new and existing account information to government listings of specially designated nationals, blocked persons and blocked entities to efficiently and effectively screen accounts before you open new accounts or conduct transactions.
InstaTouch ID, a consumer identity verification and authentication service, is helping change the digital applications experience from the point of acquisition. This configurable service works unobtrusively to help businesses confidently and quickly resolve consumer identities. Consumers get a more secure, streamlined and frictionless process that helps to reduce abandonment and inaccurate data entry. Businesses get authenticated consumer data, helping to reduce fraud risk for prefilled applications as well as increased engagement and a faster path to revenue.
InstaTouch ID, a consumer identity verification and authentication service, is helping change the digital applications experience from the point of acquisition. This configurable service works unobtrusively to help businesses confidently and quickly resolve consumer identities. Consumers get a more secure, streamlined and frictionless process that helps to reduce abandonment and inaccurate data entry. Businesses get authenticated consumer data, helping to reduce fraud risk for prefilled applications as well as increased engagement and a faster path to revenue.
InstaTouch ID, a consumer identity verification and authentication service, is helping change the digital applications experience from the point of acquisition. This configurable service works unobtrusively to help businesses confidently and quickly resolve consumer identities. Consumers get a more secure, streamlined and frictionless process that helps to reduce abandonment and inaccurate data entry. Businesses get authenticated consumer data, helping to reduce fraud risk for prefilled applications as well as increased engagement and a faster path to revenue.
Disclaimer: The information presented on the Alloy Partner Center site may include content provided by third parties, and is made available solely for general information purposes. Your use of this information is subject to Alloy's Terms of Service.