Members Only
Real talk on how credit unions are navigating AI, fraud, and growth at Money20/20.
Your members expect to join in minutes, move money instantly, and never think twice about security. Meeting that expectation while fraud gets more sophisticated and compliance gets more complex is the hard part.
Hosted by Alloy and featuring a fireside chat with Gaurav Bhatia, President & CEO of Langley FCU, this evening brings together credit union leaders to talk through that tension: where AI is helping, where it's creating new risk, and what's working when it comes to growing membership without growing fraud exposure.
Tuesday October 20th, 4:00 - 6:00PM PT
Alloy Suite (Suite 3-717), The Palazzo
4:00 - 4:30pm | Arrivals & cocktails
4:30 - 5:00pm | Fireside chat
Gaurav Bhatia - President & CEO, Langley FCU
Tommy Nicholas - Co-Founder & CEO, Alloy
5:00 - 6:00pm | Cocktails & networking
Gaurav Bhatia, Langley FCU
Gaurav Bhatia is President and Chief Executive Officer of Langley Federal Credit Union, a role he has held since November 2025. Founded in 1936, Langley is now Virginia’s fourth largest credit union. Gaurav leads approximately 700 employees serving more than 400,000 members across Hampton Roads, Richmond, and Raleigh, with over $5.6 billion in assets and a strong commitment to helping members thrive.
Gaurav brings more than 20 years of experience in financial services and technology, with a focus on helping organizations grow and better serve their customers. Throughout his career, he has led changes that increased revenue, membership, and profitability while making operations more efficient. At Langley, he is committed to helping members improve their financial lives and strengthening the communities the credit union serves.
Tommy Nicholas, Alloy
Tommy is the CEO and co-founder of Alloy, a leading identity and fraud prevention platform provider. After graduating from the University of Virginia, Tommy began his career in financial services, including working as a founding member of a payment startup. It was there that he and co-founders Laura Spiekerman and Charles Hearn recognized the need for a better tool to connect banks and fintech companies to sources of KYC, AML, and other compliance data. In 2015, they co-founded Alloy, and today over 900 banks, credit unions, and fintechs turn to Alloy to optimize growth while minimizing fraud risk.
Gaurav Bhatia is President and Chief Executive Officer of Langley Federal Credit Union, a role he has held since November 2025. Founded in 1936, Langley is now Virginia’s fourth largest credit union. Gaurav leads approximately 700 employees serving more than 400,000 members across Hampton Roads, Richmond, and Raleigh, with over $5.6 billion in assets and a strong commitment to helping members thrive.
Gaurav brings more than 20 years of experience in financial services and technology, with a focus on helping organizations grow and better serve their customers. Throughout his career, he has led changes that increased revenue, membership, and profitability while making operations more efficient. At Langley, he is committed to helping members improve their financial lives and strengthening the communities the credit union serves.
Tommy is the CEO and co-founder of Alloy, a leading identity and fraud prevention platform provider. After graduating from the University of Virginia, Tommy began his career in financial services, including working as a founding member of a payment startup. It was there that he and co-founders Laura Spiekerman and Charles Hearn recognized the need for a better tool to connect banks and fintech companies to sources of KYC, AML, and other compliance data. In 2015, they co-founded Alloy, and today over 900 banks, credit unions, and fintechs turn to Alloy to optimize growth while minimizing fraud risk.
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Please note: This is an invitation-only event