Credit Underwriting

Improve your credit underwriting process with Alloy

Start making smarter credit decisions through the combined power of the Alloy platform. Use more of what you know about your customer from the onboarding process to enable faster and more precise credit decisions.

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Smart lending decisions don’t have to be hard

Alloy allows you to transform your credit policies into clean and configurable workflows that can be set up and optimized without coding. You’ll get a clear view of your customer allowing you to determine the right credit offering, while reducing risk for your business.

Network

Get started with easy configuration and pre-built integrations with credit bureau data and over 120+ data sources for fraud and KYC

Data

Accept more applicants by using alternative underwriting data as well as credit bureau data

User profile

Get the full picture of your customer with KYC and credit application information in one platform

Ui versions

Quickly iterate and test different models easily with version controlling and live A/B testing

Power smart credit decisions with the exact data you need

With Alloy, you can configure easy-to-use workflows based on your credit policies. Decisions can be made using your imported custom models or you can build anything from basic workflows to complex matrix models right within Alloy.


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See how Alloy helps our clients with credit decisioning

Alloy's underwriting and onboarding platform allowed us to go to market quickly with our fleet card product. We were able to translate our complex underwriting and onboarding policies into workflows within Alloy's platform, and since we can reconfigure and optimize the workflows without writing any code, my engineering team is freed up to work on other core features. By combining our onboarding and underwriting process into one seamless journey, we're able to offer a streamlined application experience for our customers while making sure we're meeting all of our risk and regulatory requirements.

Phil Brosgol, Director of Product Management at Coast

Learn how Alloy can help with your credit underwriting process today

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