Consumer Credit Card

Drive cost-efficient growth for your consumer credit card program

Alloy's platform enables faster credit decisions and lets you test and deploy new underwriting strategies within the same day.

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Launch new lending programs faster

Building and maintaining integrations to data sources is time consuming and expensive — but it doesn't have to be. Leveraging Alloy as a central platform to power underwriting based on KYC and alternative data makes the process more efficient.


Get started quickly with easy configuration and pre-built integrations with credit bureau data and over 160+ data sources

User profile

Get the full picture of your customer with KYC and credit application information in one platform


Harness the power of both traditional and alternative data sources to better inform your credit decisions

Ui versions

Quickly iterate and test different models easily with version controlling and live A/B testing

Power smart credit decisions with the exact data you need

As the credit industry gets increasingly competitive, it’s even more important to optimize your underwriting processes and focus on automation. Our no-code rules engine blends traditional bureau integrations with alternative data to give you the broadest coverage and the tools needed to optimize for real-time decisions.

Credit data v2
Coast quote
See how Alloy helps our clients improve conversion and mitigate risk
Alloy's underwriting and onboarding platform allowed us to go to market quickly with our fleet card product. We were able to translate our complex underwriting and onboarding policies into workflows within Alloy's platform, and since we can reconfigure and optimize the workflows without writing any code, my engineering team is freed up to work on other core features. By combining our onboarding and underwriting process into one seamless journey, we're able to offer a streamlined application experience for our customers while making sure we're meeting all of our risk and regulatory requirements.

Phil Brosgol, Director of Product Management at Coast

Convert more credit customers with improved underwriting today

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