Alloy empowers fintechs to solve KYC, fraud, compliance, and underwriting via a single API.
Alloy’s API easily connects to external data sources and your own internal data to build a complete customer profile. The information captured during onboarding, when viewed with credit application data and ongoing transactions, provides an evolving view of your customers’ risks and needs. You can use these insights to stop fraud, protecting you and your customers.
Build origination workflows that stop ambient fraud, prevent fraud attacks, and verify that each applicant is who they say they are.
Accept more applicants by using alternative underwriting data and credit bureau data.
Automate and deploy multivariate credit policies. Quickly iterate on existing underwriting criteria. Lend smarter.
