Alloy is the Identity Decisioning Platform that helps banks and fintech companies automate their decisions for onboarding, transaction monitoring and credit underwriting.
Our single-API platform connects you to the data you need to automate identity and risk decisions from onboarding and beyond; meaning better conversions, less fraud and less manual reviews.
It’s speedy, secure and transformative.
Alloy Onboarding lets you combine 120+ data sources into a single workstream and make automated decisions with precision
After a customer is approved, Transaction Monitoring takes over to continuously review their financial activity, flagging risky behaviors for review
Using data from the onboarding process, Credit Underwriting enables faster and more precise credit decisions
Alloy’s API easily connects to external data sources and your own internal data to build a full customer profile. The information captured during onboarding when viewed with ongoing transaction and account activity, provides an evolving view of your customers’ risks and needs. You can use these insights to stop fraud, protecting you and your customers.
Jason Gross, Co-Founder and CEO at Petal