Unleashing growth with small business lending and credit

Join experts from Alloy, Enigma and Experian as they discuss overcoming challenges with SMB lending against the current economic backdrop, small business fraud trends, and industry shifts.

Recorded on July 13, 2023

Fraud attempts targeting lenders of small- and medium-sized businesses have surged since 2021. While losses due to fraud have decreased as a percentage of revenue, they still remain higher than pre-pandemic levels. Join our webinar as we explore this evolving landscape and delve into the world of SMB lending, covering different financial products and services available today.

You’ll hear from experts about:

  • Financial product exploration: Discover the various options for SMBs, including term loans, equipment financing, lines of credit, invoice financing, and more. We'll delve into which ones are truly beneficial and preferred by SMBs.
  • Overcoming lending challenges: Learn effective strategies to increase SMB lending in traditionally underserved areas without compromising risk profiles. Explore the integration of alternative credit factors to enhance applicant data and move away from credit scores and income-based decisioning.
  • The impact of economic shifts: Rising interest rates have made accessing credit a challenge, especially for individuals with lower credit scores. We'll examine new underwriting models that can extend credit to these businesses and individuals, presenting opportunities for fintech lenders.

Join us as we navigate through fraud trends, uncover the evolving landscape of SMB lending, and identify the implications of industry shifts.

Watch the recording


Parilee Wang
Chief Product Officer, Alloy

Parilee Wang is the Chief Product Officer at the identity risk management company Alloy. Parilee has spent the last 15 years working in product and fintech, driven by the opportunity to help solve interesting problems without obvious answers. Prior to Alloy, Parilee led product at Bread and was a part of the product team at OnDeck. Parilee received her bachelor's degree in international relations from Stanford University in 2008 and a master’s in business administration from Harvard Business School in 2013.


Brodie Oldham
Vice President of U.S. Commercial Data Science, Experian

As Vice President of U.S. Commercial Data Science, Brodie Oldham leads a team made up of statistical consultants, scientist, modelers, and engineers with diverse skills who provide clients with leading edge analytic-driven information solutions, services, and data visualizations of actionable insights. He writes and speaks on behalf of Experian about trends in credit markets and how small businesses can grow successful ventures and gain access to funding through strong credit fundamentals.


Scott Steinberg
Chief Operating Officer and Chief Product Officer, Enigma

Scott Steinberg is Chief Operating Officer and Chief Product Officer at Enigma, which provides fresh, accurate data about the identity and financial health of every small business. Before joining Enigma, Scott served as CEO of Data Does Good, a venture-backed start-up empowering consumers to take ownership of their personal data. Scott holds an MBA from Stanford’s business school and a BA from the University of Michigan.