Banking

5 min read
How valuable is a credit score?

By Harris Chen on Dec 2, 2021

Lending decisions have relied heavily on credit scores since they were first introduced in the late-1950s. However, some FIs have recently started incorporating alternative sources of data into their lending decisions. After more than 60 years of trusting credit scores, what is prompting our industry to rethink them?

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2 min read
How to vet a fintech solution to add to your tech stack

By KJ McAlpin on Oct 29, 2021

Vetting a fintech vendor can be a complicated process for banks. To help make the experience easier, we put together a pre-qualification checklist to use while you are building your RFI. This checklist will ensure that you are receiving all the information necessary to confirm that the fintech company will be a good fit for your bank.

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1 min read
How banks should adapt for digital growth [WEBINAR]

By Alloy on Jul 22, 2021

With digital banking on the rise, banks are forced to reconsider how they engage with and service today’s customers. Is your financial institution equipped to handle this change?

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2 min read
Using omnichannel banking to better serve customers

By Alloy on Jul 14, 2020

How Berkshire Bank employs omnichannel banking to create a system that provides the services customers need when and where they need them.

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3 min read
Leveraging surges in digital banking while mitigating risk

By Alloy on Jun 16, 2020

How surges in digital banking have accelerated the need for banks to simultaneously serve customers and fight fraud across digital channels.

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How to approve more good customers

In this eBook, we explore how using multiple data source providers in your identity verification process can not only help you mitigate fraud risks, but also bring on more good customers.

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5 min read
How is platformization affecting banking?

By Edwina Johnson on Jun 26, 2018

A select group of some of the finest movers and shakers in the financial innovation space gathered together for Alloy’s inaugural API summit.

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2 min read
Banks shouldn't reinvent the wheel

By Laura Spiekerman on Jul 12, 2016

We’ve added “aas” to so many functions and products, from Software to Platforms to Backend (there’s some joke to be made here, but I’ll refrain…).

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Resources

EBOOK
15 min read
How to approve more good customers

Your guide to using multiple data sources for identity verification

Download

EBOOK
10 min read
Your guide to build vs. buy

Discover which path forward is right for your organization's identity decisioning process

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EBOOK
10 min read
The value of an identity decisioning platform

How to calculate the ROI

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Updates to our platform

View the changelog

Updated Feature

By Alloy on Nov 22, 2021

2 new string comparisons: "Contains" and "Does not contain"

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New Feature

By Alloy on Oct 26, 2021

SAML Single-Sign-On integration to the Alloy dashboard

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Updated Feature

By Alloy on Oct 4, 2021

Sandbox personas no longer case sensitive

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Updated Feature

By Alloy on Sep 17, 2021

Search workflow list by workflow name

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See what you’re missing

First we’ll learn about your needs, answer your questions, and then see how Alloy can help.
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