Dating: Expect to fall for a mysterious artsy type when school lets out for summer, but don't be surprised when you realize that he's way more into himself than he is into you. Things will go slow for a few months until you meet your match at a holiday party next winter -- 'tis the season!

Friends: Your girls seem to be your top priority at the beginning of the year, but come next fall, you'll realize that you want to branch out and do things on your own. Why not try out for a sports team or the musical? Making yourself your main concern will be a totally refreshing change.

School: Next semester looks pretty stressful, but don't freak, Cappy! Keep on top of your work and get assignments started ahead of time -- as long as you manage your time well, you'll stay ahead of the pack.

Family: You think you're completely independent, but some when you get a little homesick during a trip or summer program, you'll realize that you still need your fam around -- just a little.

Money: A surprisingly large check for your b-day will leave you with tons of expendable cash, but don't blow it all in one place! You'll be tempted to drop a huge chunk of change on a spring break trip with your girls, but think wisely before you commit to anything.